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Shifting Tides: Analyzing Recent Trends in the Kalamazoo Real Estate Market

The real estate market is constantly evolving, and understanding current trends is crucial for both buyers and sellers. Let's delve into some recent data to gain insights into the current state of the market. Residential Market: A Slight Slowdown New Listings and Sales: We're seeing a slight dip (-3%) in both new listings and homes... Read More

Why a Foreclosure Crisis Isn’t on the Horizon

With inflation still lingering and financial strain persisting for many, fears of a looming foreclosure wave are understandable. However, a closer look at the data reveals a different story. Lenders Are Smarter, Borrowers Are Stronger The reckless lending practices that fueled the 2008 housing crisis have been significantly tightened. Today's borrowers are more qualified, with... Read More

Homeownership Boom: How Your Home Equity Has Soared!

Homeowners, rejoice! Your nest egg just got a whole lot bigger. Home prices have been on a steady rise, translating to a surge in equity – the value of your home minus what you owe on your mortgage. Soaring Demand, Soaring Equity Remember the bidding wars and limited inventory? All that competition has pushed prices... Read More

March Lunch and Learn: Managing Rental Property

Join us for a FREE lunch and learn session as Josh Smith, a seasoned property owner with over 250 rentals under his belt, shares his expertise on managing rental properties!  Realtors feel free to bring your investor clients along with you. In this session, you'll gain valuable insights on: Streamlining the vacancy to move-in process: Learn... Read More

2024 Realtor Events

Each year we try and bring relevant education topics to real estate professions.   These topics are designed for agents at any level.  Regardless if you are a rookie agent or seasoned veteran there is always more to learn.  In this forever shifting real estate market we are here to help you level up your game!   Below... Read More

Completely Legal House Hack

House Hacking Made Easy: Leveraging FHA Financing and 203(k) Loans House hacking is a real estate investment strategy that has gained significant popularity in recent years, and for a good reason. It offers individuals the opportunity to own a property, live in one part of it, and rent out the remaining units to cover mortgage... Read More

Empowering Realtors: Unlocking Educational Opportunities with Treadstone Mortgage

In the fast-paced world of real estate, continuous learning is key to staying competitive and providing exceptional service to clients. Whether you're a seasoned Realtor or just starting your career in the industry, education remains a powerful tool for success. At Treadstone Mortgage, we understand the importance of knowledge and are committed to providing a... Read More

We didn’t sell your info. The credit bureaus did.

Are you getting bombarded with phone calls after we ran your credit? Over the last year as rates have increases trigger leads have become an increasing problem.  We have had customers reporting in that they are receiving 200+ calls and text messages from desperate lenders after we ran their credit.  I promise we did not... Read More

Exploring No and Low Down Payment Mortgage Options

Are you dreaming of homeownership but worried about saving up a hefty down payment? Fortunately, there are several mortgage programs designed to make homeownership more accessible, especially for first-time buyers. In this blog post, we'll explore three popular low and no down payment mortgage options: FHA, RD (Rural Development), and conventional loans. FHA Loans: The... Read More

Kalamazoo Real Estate: Why It’s a Prime Time to Purchase a Home

Are you contemplating the idea of buying a home in Kalamazoo, Michigan? Well, you're in luck because the current real estate market presents an opportune moment to make your dream of homeownership a reality. As a mortgage loan officer at Treadstone Mortgage in the heart of Kalamazoo, I can attest to the factors that make... Read More

Latest Blog Post

Serving Those Who Served: Crushing Myths About the VA Loan May Lunch & Learn

STOP FEARING THE VA LOAN. START WINNING MORE DEALS.

Are you still telling your sellers to “be careful” with VA offers?

If you are, you’re likely operating on OUTDATED INFO from 20 years ago. Today, that advice isn’t just wrong—it’s costing your sellers great offers and costing you commissions.

It’s time to stop the “VA Appraisal” ghost stories. Let’s look at the real numbers for 2026:

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