2018 Real Life Property Tax Appeal – Michigan

Its that time of year!  Property tax assessment notices are arriving in homeowners mailboxes all over Michigan.  This is your once a year opportunity to appeal your property taxes and potentially save a lot of money.  The appeal process can be overwhelming for homeowners so I wanted to break it down and give a real... Read More

Allegan County News Interview

I was recently interviewed by the Allegan County News for an article entitled "FEMA Flood Map Work Might Hit Your Wallet" the article was spot on and went into some great points about home potential changes could affect home owners if there properties were moved into the "Flood Plain".  If you a curious how close your property... Read More

203k Renovation Mortgage

The FHA 203k home improvement loan is one option for today's home buyer.  It allows all sorts or repairs and upgrades to be financed into the mortgage.  Best of all it keeps the down payment low.  Many Kalamazoo area home buyers have taken advantage of this program and used it to fix up outdated properties.  We also... Read More

Remodeling Impact Report

The National Association of Realtors recently published the 2015 Remodeling Impact Report  its definitely worth looking at.  The report ranks projects likely to increase value. Kitchen Renovation Bathroom Renovation New Master Suite New Wood Flooring Etc (see report) The report goes into a lot of detail including estimated costs and how much the value is increased. ... Read More

GKAR Tax Appeal Meeting

On January 22nd at the Greater Kalamazoo Association of REALTORS® will be hosting a presentation by Alan C. Jeffries from Advanced Property Tax Services. Mr. Jeffries will talk about why you would and/or should appeal your property tax, how to appeal and the process involved.  This is sure to be a great event.  I've personally used... Read More

Thinking of Selling?

Thinking of Selling? Hire a Realtor! So we do a handful of loans every year that are FSBO (for sale by owner).  I always help the buyers and sellers out with the paperwork & thru the whole process.  I always shake my head and wonder why don't these people just hire a Realtor.  They think they... Read More

Amerifirst Powersaver

Free Money!  Yeah I said it, there's not even much of a catch.  Here's the deal.  Amerifirst Home Mortgage energy improvement promotion.  The basic idea is that buyers taking out a FHA 203k renovation loan who make at least $3,500 in eligible energy efficient improvements to the home will then receive a lender credit towards closing... Read More

Rural Development Turn Times

When it comes to getting a mortgage timing is everything.  "When are we going to close?" is the question we get asked more often than anything else.  The Real Estate Agents, buyers, and sellers all need to know when closing is going to occur.  One of the biggest challenges with Rural Development financing is closing... Read More

How To Dispute Property Taxes in Michigan part 2 – The Board of review

Last time we talked about why you might dispute your property taxes. Now learn HOW! Step 1 - File with the board of review Form L-4035 Step 2 - Appeal in person if at all possible (you only get a small window each year and will need to set that up in February. Don't miss it)... Read More

Property Taxes: Tax Tribunal part 3

What Do You Do When The Board Of Review Says "NO!"? Here are a couple Pointers: In my experience the Board of Review almost shoots you down, but the appeal process at the State Tax Tribunal has a reasonable non-bias person there to look at your appeal - GO TO the Tax Tribunal! Don't be... Read More

Latest Blog Post

Home Renovation Loan Process

Since COVID hit, the housing market has been crazy!  With housing in high demand, the competition is getting tough out there.  Buyers are looking for alternative ways to buy a home and many have turned to renovation financing.  In fact, our renovation volume has tripled so far in 2021.  There are a number of reasons for this, but essentially, home renovation loans offer a number of advantages for want-to-be home buyers.

Here are some of the reasons more and more buyers are utilizing these loan programs:

Renovation Loan Advantages
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