HOW TO BOOST YOUR CREDIT SCORE IN 5 DAYS
HOW TO BOOST YOUR CREDIT SCORE IN 5 DAYS TO WIN A LOWER KALAMAZOO MORTGAGE RATE Are you getting ready to apply for a mortgage on a home in Kalamazoo, Portage, or Texas Township? Yesterday, a buyer walked into my office wanting to put an offer on a house near West Main Hill. Their middle... Read More
The Veteran’s Hidden Gem: One Loan to Buy and Fix Your Home
Finding the "perfect" home in today’s market is like trying to find a landing strip in a fog bank. It’s tough. You usually have to compromise on the kitchen, the siding, or the floors just to get the keys. But what if you didn’t have to? The VA Renovation Loan is the best-kept secret in... Read More
THE $28,000 ZIP CODE TRAP: Is Your Kalamazoo Neighborhood Killing Your Wealth?
Buying a home isn't just about the sticker price. You have to look at the "hidden" costs that show up every year on your tax bill. In Kalamazoo County, two houses with the same price tag can cost you thousands of dollars differently depending on which side of a township line they sit on. When... Read More
Navigating the Kalamazoo Mortgage Market: Why Local Expertise Matters in 2026
Navigating the Kalamazoo Mortgage Market: Why Local Expertise Matters in 2026 Finding the right home in West Michigan is an exciting journey, but securing the best mortgage in Kalamazoo, MI requires more than just a good credit score. As we move through 2026, the local housing market remains competitive, with home values in the Kalamazoo... Read More
The 50-Year Mortgage: A Tempting Trap That Could Ruin Your Financial Future
Are you dreaming of homeownership but feeling the pinch of rising interest rates and housing costs? You might come across a seemingly attractive solution: the 50-year mortgage. On the surface, it promises lower monthly payments, making that dream home feel within reach. But don't be fooled. What looks like a lifeline can quickly become a... Read More
My Kitfox Series 7 Super Sport Aircraft Build
Jeremy Drobeck - Mortgage Master & Airplane Builder But this is what I love. - Let's get you home First off check out my build series on youtube! youtube.com/@JeremyDrobeck After years of helping clients secure their dream homes, I decided it was time to build a dream of my own: a custom Kitfox Series 7... Read More
The Secret Weapon for Real Estate Investors: Understanding DSCR Loans
Are you a real estate investor looking to expand your portfolio but finding traditional mortgage qualifications a roadblock? You're not alone. The conventional lending process, with its reliance on personal income and tax returns, can make it challenging for investors with complex financial profiles or multiple properties. But what if there was a better way?... Read More
A Game Changer for First-Generation Homebuyers in Michigan
Update: Here is the announcement - $25,000 in down payment assistance funds for 1st Generation Home buyers!!! Exciting news for first-generation homebuyers in Michigan! A new down payment assistance program is set to roll out soon, making the dream of homeownership more attainable than ever. This innovative program aims to help individuals who are the... Read More
Shifting Tides: Analyzing Recent Trends in the Kalamazoo Real Estate Market
The real estate market is constantly evolving, and understanding current trends is crucial for both buyers and sellers. Let's delve into some recent data to gain insights into the current state of the market. Residential Market: A Slight Slowdown New Listings and Sales: We're seeing a slight dip (-3%) in both new listings and homes... Read More
Breathing New Life into Homes: A Conversation with Jeremy Drobeck and Contractor Ramon Huerta
In our latest video, we sat down with Jeremy Drobeck, a Loan Officer at Treadstone Mortgage, and Ramon Huerta, a local contractor, to discuss the exciting possibilities of renovation financing. We explored how these loans can help homeowners breathe new life into older homes and how the process works. The Power of Renovation Loans Renovation... Read More
Latest Blog Post
Jumbo vs Conventional Loan
JUMBO LOAN VS. CONVENTIONAL: WHAT KALAMAZOO MOVE-UP BUYERS MUST KNOW
Are you shopping for a luxury executive home or a custom build in Texas Township, Portage, or Richland?
Yesterday, a move-up buyer walked into my office after touring a gorgeous five-bedroom home near Texas Corners. The listing sat well above their previous starter home price point, and they were trying to calculate their down payment strategy.
They asked me, “Jeremy, at what price point does our mortgage switch from a standard Conventional loan into a Jumbo loan? Do Jumbo loans require massive 20% cash down payments?”
Visit Jeremy's Blog