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Remodeling Impact Report

The National Association of Realtors recently published the 2015 Remodeling Impact Report  its definitely worth looking at.  The report ranks projects likely to increase value.

  1. Kitchen Renovation
  2. Bathroom Renovation
  3. New Master Suite
  4. New Wood Flooring
  5. Etc (see report)

The report goes into a lot of detail including estimated costs and how much the value is increased.  If you are thinking of renovating your current home or purchasing a home and renovating it this report is a must see! I’m a big do it yourself and have personally renovated quite a few homes; whether you are a DYI or hiring a contractor this is simply some great information to have on hand.  Thinking you would like to hire a pro but wondering how the heck you are going to pay for it?  You aren’t alone.  Here at Amerifirst Home Mortgage we have a whole array of renovation loan programs that can help you find a way to fund your home renovation.  Give me a call to discuss your options or check out some more information here.

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FHA vs Conventional Loan for First Time Buyer in Portage MI: Your 2026 Flight Plan

What if the traditional advice you’ve heard about down payments is actually the very thing keeping your homeownership dreams grounded? Deciding between an FHA vs conventional loan for first time buyer in Portage MI often feels like preparing for a high-stakes takeoff. It’s completely natural to feel a bit of turbulence when you’re staring down credit requirements or confusing mortgage insurance terms. You want to ensure your financial foundation is secure before you leave the runway, yet the fear of rejection can make the whole process feel like a gamble rather than a significant life milestone.

We believe every neighbor deserves a clear flight plan that replaces anxiety with expert guidance. In this detailed comparison, you’ll discover which mortgage path provides the smoothest ascent for your specific situation in the 2026 market. We’ll break down the latest loan limits, compare monthly costs, and show you how to layer MSHDA assistance to give your down payment some extra lift. By the time we finish, you’ll have the confidence to choose the right loan and successfully pilot your way to a new front door in Portage.

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