Renovation Financing
Whether you’re buying a home or your current home needs a makeover, making improvements just got easier. Our renovation loan programs can help you get those much-needed repairs or those nice to have home improvements by financing the costs into your mortgage for one monthly payment. These programs are also a great way to handle any appraiser required repairs. We have renovation loan options for both conventional and FHA loan programs.
How does it work?
The basic process is fairly straight forward. The first step is to identify a property and negotiate a acceptable contract. Next you will need to get a bid from a licensed contractor for any work you want to do on the home. We then order an appraisal. The appraisal is done as completed, meaning the appraiser gives us a value based on the completed project. When the appraisal comes back we button up anything else that needs to happen underwriting wise and then close on the loan. At closing the seller get’s their money and ownership of the property also changes hands. The contractor can now go in and get going on the work. Once all the work is done we reinspect the property, verify everything is done, and then pay the contractor out of the loan proceeds. It’s really that simple.
To find out more about the benefits of our renovation programs, contact me today!
Program Details
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Cost of Living in Portage Michigan for Families: 2026 Neighborhood Guide
What if your family’s flight to a better quality of life didn’t require a heavy financial tailwind just to stay airborne? You might worry that the cost of living in Portage Michigan for families includes hidden turbulence like unexpected property tax assessments or those notorious winter heating bills that can spike by 40% in January. It’s common to feel a bit of sticker shock when looking at a housing market where the median sale price reached $342,500 in late 2024. You want a clear runway before you commit to a move, and you deserve a co-pilot who knows the local terrain.
This guide breaks down exactly what it takes to thrive in West Michigan, from real-world utility averages to the strategic savings found in our local school districts. You’ll gain a clear monthly budget estimate and an expert look at Portage real estate trends to help you secure a mortgage for the right home. We’re going to map out your entire financial flight plan so you can land in your new neighborhood with total confidence.