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Is It Time To Refinance?

The timing might be right to refinance your mortgage loan.  Today’s LOW rates (as of 02/11/2021) may help you significantly lower your monthly payment, shorten up the term of the loan or accomplish other financial goals. Here are some of the top reasons people refinance their mortgage.

  1.  Lower their monthly payment
  2.  Shorten the term of the loan and pay the home off sooner
  3.  Remodel their home
  4.  Cash out for debt consolidation, home renovations, rental property acquisition, and may other things
  5.  Life events: divorce, death, and anything else life throws at us

A cash-out refinance increases your mortgage debt and reduces the equity you may have in your home. Your monthly mortgage payments may be higher.

Everyone’s situation is different.  We’ll work with you to determine if the timing is right to change your loan program and what effect refinancing may have on your future plans by considering your cash on hand and how likely you are to sell your home in the near future. Call us today for your free consultation.

Latest Blog Post

February Education Series for Realtors: All Things Interest Rate

Rates:  How they work. What affects them. How to sell using rates in today’s market.

Rates have been a hot topic for the last few years.  As they plummeted into the low 3’s when COVID hit and then essentially double in 2022 when the country experienced huge inflation numbers.  This will not be a boring presentation about rates.  We are going to touch on what’s going on overall with rates. However, the main purpose of this event is to show you how a rate is determined for an induvial buyer.  We will talk about things buyers can do to help improve the rate they are being offered.  We will talk about programs that have very attractive rates and discuss things sellers can do to help lower the rate for a buyer.  A lower rate equals more buying power for a home buyer and everything we cover will help agents sell more homes in 2023.    The market is back to normal and it’s still a great time to buy.

Hot Topics We Will Cover

Here is a list of some of the things we will cover during the event:

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