Home Buyer Class
Many loan programs available to home buyers don’t require a home buyer education class to be taken. However, there are a couple of low down payment and down payment assistance programs that do require a short home buyer education class be taken. If you do a search on the internet for class providers be prepared for mass confusion! The issue is that different loan programs and states have different requirements and you have to make sure you take the right class or it wont be accepted.
For the most part, at least in Michigan, the HUD Approved Counseling Agencies will typically meet those requirements. If you are looking for a face to face class here in Southwest Michigan, we work a lot with Kalamazoo Neighborhood Housing Services or KNHS and they have home buyer course options both in person and online. If you are looking to take the course online Fannie Mae offers a free online course.
Loan Programs With Home Buyer Education Requirements
The MSHDA down payment assistance programs are the most common loan programs that require a home buyer class. However, the following programs all require home buyer education.
- Conventional Home Ready Program (3% down)
- FHA MSHDA with down payment assistance
- Conventional MSHDA with down payment assistance
- FHA MSHDA FLEX with down payment assistance
- Conventional MSHDA FLEX with down payment assistance
Course Registration
Most home buyers prefer to take the home buyer course online. Fannie Mae offers a free online class that is quick and easy.
- Register for the online course by following this link fanniemae.com/education The cost for the course is FREE!
- Complete the online class
- After you complete the online home buyer education you will receive a course completion certificate.
- That’s it!
If you have any problems feel free to call us at (269) 360-7109.
Latest Blog Post
Down Payment Assistance Battle Creek MI: Your 2026 Homeownership Flight Plan
What if the only thing keeping your homeownership dreams grounded isn’t your bank account, but a simple lack of aerodynamic lift? It’s exhausting to stay trapped in a rental cycle where median monthly payments have reached $1,200, making it feel impossible to save for a house while prices climb. You might feel anxious about current interest rates or confused by the technical jargon surrounding down payment assistance Battle Creek MI, but these hurdles are just temporary turbulence. We believe that every neighbor deserves a steady hand to help them clear the runway toward their first home.
This guide provides the flight plan you need to secure funding through MSHDA and local Battle Creek grants. You’ll discover how to access up to $10,000 in deferred assistance or even $25,000 through specialized first-generation programs. We will break down the specific requirements for MSHDA versus local school district incentives so you can choose the most stable path for your financial future. From understanding the 6.375% MSHDA fixed rate to navigating the final paperwork, we’re here to act as your expert ground crew until you successfully land in your new home.
Visit Jeremy's Blog