The Evolving Real Estate Market: From Seller’s Market to Level Playing Field
The real estate market has seen dramatic shifts in recent years, transitioning from a seller's market during the pandemic to a more balanced landscape. As we move forward, understanding these changes is crucial for both buyers and sellers. The Pandemic Boom: During the pandemic, the real estate market experienced unprecedented demand. Low-interest rates and remote... Read More
Why FHA Loans Are Fantastic for Sellers: Open the Door to More Buyers!
As a seller, you want to get the highest possible price for your home and close the deal fast. FHA loans can be your secret weapon to achieve both! Here's why FHA loans are fantastic for sellers: Reach a Wider Pool of Qualified Buyers: FHA loans open the door to a larger pool of qualified... Read More
How To Buy A HUD Home With $100 Down
Buying a HUD Home: Step-By-Step Guide Purchasing a home is a dream for many, but the financial requirements often act as a significant barrier. However, the U.S. Department of Housing and Urban Development (HUD) offers a unique opportunity for buyers with limited funds through its "$100 down payment program." In this blog article, we will... Read More
Treadstone Mortgage of Kalamazoo
Jeremy Drobeck As a former Marine, Jeremy lives his life by an important code of ethics: lead by example, abide by an uncompromising code of integrity, and respect others. These principles have defined his professional career as a Mortgage Loan Officer and they are the reason he is highly respected by clients and agents alike.... Read More
What Is A Bridge Loan?
Buying a new home is an exciting prospect, but it can also be a stressful experience, particularly if you have to sell your current home first. If you are looking to buy a new house but don't want to wait for the sale of your current property, a bridge loan could be the solution you... Read More
Shop Talk – Webinar Series For Realtors
WOOOHOOO! I'm so happy to hear Realtors are back to work!!! Do you miss our Lunch & Learn events? Well, so do we and with the current situation, communication with you, our business associate, has never been more important. That is why we would like to introduce you to SHOP TALK! Please join us on Wednesday... Read More
Your Buyers Are Our Priority
Hey Realtors!!! If you haven’t heard rates are down, way down. . . Refinance transactions are going crazy and lenders are getting back logged. In light of the recent market and the surge in refinance business we have made some changes. Purchase have been and always will be our priority. I've tweaked my systems and changed... Read More
Lunch & Learn : Financing Investment Properties
Date: March 18, 2020 Time: 12:30pm to 2pm Location: GKAR - Greater Kalamazoo Association of Realtors 5830 Venture Park Drive Kalamazoo, MI 49009 Do you have clients interested in purchasing rental or investment properties? Would you like to have more information for them? Please join us for an informative look at the options available for... Read More
Lunch & Learn : Appraisals – Understanding the Residential Appraisal
We have an event coming up on July 16th 2019 at 12:30 at the Greater Kalamazoo Association of Realtors. Join us for an informative look to better understand the analysis of real property and the residential appraisal process. We will cover things like property condition, required repairs, how to comp properties, and the appraisal... Read More
How To Calculate Accurate Property Taxes
For those of you that attended our January 2019 Lunch and Learn you got a bunch of information about property taxes. How they are calculated, what the assessor looks at, how to dispute them, and so much more. I realized after the event we needed a little property tax math 101, so I made this... Read More
Latest Blog Post
Refinance to a 15-Year Mortgage in Michigan: Your 2026 Flight Plan to Debt-Free Homeownership
Would you intentionally hand over an extra six figures in interest just to keep your monthly budget slightly more comfortable? Many homeowners in West Michigan are realizing that the traditional 30-year path feels more like a treadmill than a climb toward true ownership. If you feel like your monthly payments aren’t making a dent in your principal, it’s time to explore how to refinance to 15-year mortgage Michigan options. With 15-year fixed rates in Michigan averaging 6.13% as of late June 2026, the opportunity to stabilize your financial future is here, even with recent market volatility.
It’s natural to feel anxious when your hard-earned money is swallowed by interest turbulence while your retirement date looms closer. We believe your mortgage should be a tool for wealth, not a permanent weight on your shoulders. This guide will show you how a 15-year refinance maneuver can shave a decade off your debt and secure your home equity much faster. We’ll preview current rates in cities like Kalamazoo and Portage, explain the equity requirements for a successful transition, and provide a clear flight plan to reach your destination of debt-free homeownership.
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