Shop Talk – Webinar Series For Realtors

WOOOHOOO!  I'm so happy to hear Realtors are back to work!!!   Do you miss our Lunch & Learn events? Well, so do we and with the current situation, communication with you, our business associate, has never been more important. That is why we would like to introduce you to SHOP TALK! Please join us on Wednesday... Read More

Your Buyers Are Our Priority

Hey Realtors!!! If you haven’t heard rates are down, way down. . .   Refinance transactions are going crazy and lenders are getting back logged.  In light of the recent market and the surge in refinance business we have made some changes. Purchase have been and always will be our priority.   I've tweaked my systems and changed... Read More

Lunch & Learn : Financing Investment Properties

Date: March 18, 2020 Time: 12:30pm to 2pm Location: GKAR - Greater Kalamazoo Association of Realtors 5830 Venture Park Drive Kalamazoo, MI 49009 Do you have clients interested in purchasing rental or investment properties? Would you like to have more information for them? Please join us for an informative look at the options available for... Read More

Lunch & Learn : Appraisals – Understanding the Residential Appraisal

We have an event coming up on July 16th 2019 at 12:30 at the Greater Kalamazoo Association of Realtors.    Join us for an informative look to better understand the analysis of real property and the residential appraisal process.  We will cover things like property condition, required repairs, how to comp properties, and the appraisal... Read More

Financing Bank Owned Properties – foreclosure

Join us on April 16th @ 12:30 for our next Lunch & Learn event at the Greater Kalamazoo Association of REALTORS. Our guest speaker, Jeremy Drobeck, Mortgage Consultant, will show you the financing options available to your buyers to purchase HUD and bank-owned properties, the steps involved and understanding the process. Here are a few... Read More

How To Calculate Accurate Property Taxes

For those of you that attended our January 2019 Lunch and Learn you got a bunch of information about property taxes.  How they are calculated, what the assessor looks at, how to dispute them, and so much more.  I realized after the event we needed a little property tax math 101, so I made this... Read More

USDA Rural Development Expands Loan Eligibility to Existing Manufactured Homes

Great News!  Home buyers looking to purchase a manufactured home can now do so using the USDA Rural Development program.  That means buyers can take advantage of zero down financing and low mortgage insurance rates when the purchase a manufactured home.  This is huge for the more rural communities in Michigan were there are many... Read More

2018 Real Life Property Tax Appeal – Michigan

Its that time of year!  Property tax assessment notices are arriving in homeowners mailboxes all over Michigan.  This is your once a year opportunity to appeal your property taxes and potentially save a lot of money.  The appeal process can be overwhelming for homeowners so I wanted to break it down and give a real... Read More

Restoring History with an FHA 203k Renovation Mortgage

This is a story of a home owner who purchased a home with extensive fire damage.  They brought this 1870's historic home back to life using a FHA 203k Renovation mortgage to complete all the needed repairs and more.  A piece of Kalamazoo, Michigan's history has been restored!... Read More

Manufactured Home Loan Programs

Great news!  It keeps getting easier and easier to finance manufactured homes.  Here are four possible ways to finance manufactured homes! The basic programs that will work for manufactured homes are: FHA - 3.5% down FHA 203k Renovation - 3.5% down VA - 0 Down Conventional - 5% down Rural Development - 0 Down MSHDA... Read More

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October Lunch and Learn / Webinar: The Ins & Outs of Appraisals

Appraisals – Its complicated

When we start talking appraisals it can get confusing.  As lenders, we learn what’s important for getting the loan closed.  Realtors put their market analysis hat on when they think about them.  Neither is correct.  Look at it this way, an appraiser is in a profession in and of it’s self.  Appraisers are licensed and trained to look at property values in a pretty specific way.  On top of that the different loan programs all have different “rules” the appraiser must follow.  Then at the end of the day its not a specific formula but a matter of opinion.  That’s why we always tell people we could order 5 appraisals on a property and we would get 5 different sets of results.   During this event we are going to go over many of the things the appraisers look at, how they analyze the property, and some of the different variables that come into play across different loan programs.  If you are looking for a deeper understanding of how appraisers think this is a must attend event.

Hot Topics We Will Cover

Here is a list of some of the things we will cover during the event:

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