Rates: How they work. What affects them. How to sell using rates in today's market. Rates have been a hot topic for the last few years. As they plummeted into the low 3's when COVID hit and then essentially double in 2022 when the country experienced huge inflation numbers. This will not be a boring... Read More
Purchasing a home is a significant milestone in one's life, but it can also be a daunting task, especially for first-time buyers. Typically, the cost of a down payment is one of the most significant barriers to homeownership. Fortunately, the state of Michigan has a program that can help. The Michigan Down Payment Assistance Program... Read More
Who Is Treadstone? Why I Made The Move? In our first educational event of the year we are just going to talk about the elephant in the room! After 13 years at Amerifirst I made a move to Treadstone Funding. Huge change I know. But with change comes opportunity. For those of you that know... Read More
If you haven’t already heard, I’ve made a really exciting move in my professional career this week (12/15/2022)! After 13 years with Amerifirst Home Mortgage it was time to move on. I have partnered with one of the most respected mortgage companies in the industry, Treadstone Funding. Treadstone was founded by two best friends out... Read More
Each year we try and bring relevant education topics to real estate professions. These topics are designed for agents at any level. Regardless if you are a rookie agent or seasoned veteran there is always more to learn. In this forever shifting real estate market we are here to help you level up your game! ... Read More
Money, Money, Money, Money One of the biggest myths out there is that you need a bunch of money to buy a house. That's simply not true. There are a number of No and Low down payment options for home buyers. On top of that you don't have to be a first time home buyer... Read More
Appraisals - Its complicated When we start talking appraisals it can get confusing. As lenders, we learn what's important for getting the loan closed. Realtors put their market analysis hat on when they think about them. Neither is correct. Look at it this way, an appraiser is in a profession in and of it's self. ... Read More
Buying and Financing Double and Singlewide Manufactured Homes Manufactured homes the black sheep of the real estate industry. These are often referred to as singlewides, doublewides, trailers, etc. . . in a nut shell these homes are built in a factory, issued a title, then delivered to a property where they are set on a... Read More
Got Repairs? Renovation Financing for FHA, RD, VA, & Conventional We LOVE reno loans!!! Seriously most lenders run from houses in need of repairs. We embrace them. Over the last few years the number of renovation loans we have done has grown dramatically. Given the state of the market we have been using these... Read More
July 2022 Lunch & Learn Event and Webinar for Realtors and Investors Working with home buyers searching for a new primary residence is a totally different game compared to working with investors and rental property. Sure, there are similarities, but what want-to-be home owners care about is different than what an investor cares about. Frankly,... Read More
Rates have been a hot topic for the last few years. As they plummeted into the low 3’s when COVID hit and then essentially double in 2022 when the country experienced huge inflation numbers. This will not be a boring presentation about rates. We are going to touch on what’s going on overall with rates. However, the main purpose of this event is to show you how a rate is determined for an induvial buyer. We will talk about things buyers can do to help improve the rate they are being offered. We will talk about programs that have very attractive rates and discuss things sellers can do to help lower the rate for a buyer. A lower rate equals more buying power for a home buyer and everything we cover will help agents sell more homes in 2023. The market is back to normal and it’s still a great time to buy.
Here is a list of some of the things we will cover during the event:
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