Renovation Mortgage Comparison
When it comes to renovation financing, we offer many different loan options for home buyers and homeowners. The Renovation Loans, FHA 203k, VA, & the Fannie Mae Homestyle all have different benefits and pitfalls to them. The chart below compares some of the differences between the programs. The renovation loan process is pretty much the same regardless of which loan program you go with. Mortgage options can be complicated and when you throw repairs into the mix its even more confusing. Give us a call today and we’ll work with you to explore all your options.
| Conventional | Conventional Investment | FHA 203K | VA | |
|---|---|---|---|---|
| Primary Residence | ||||
| Multi-Family Home (2-4 Units) |
||||
| Second Home | ||||
| Upfront Mortgage Ins. | 1.75% upfront | Varies | ||
| Minimum Down Payment | 5% | 20% | 3.5% | 0 |
| Gift Funds | ||||
| Structural Repairs | ||||
| Home Addition |
Latest Blog Post
Serving Those Who Served: Crushing Myths About the VA Loan May Lunch & Learn
STOP FEARING THE VA LOAN. START WINNING MORE DEALS.
Are you still telling your sellers to “be careful” with VA offers?
If you are, you’re likely operating on OUTDATED INFO from 20 years ago. Today, that advice isn’t just wrong—it’s costing your sellers great offers and costing you commissions.
It’s time to stop the “VA Appraisal” ghost stories. Let’s look at the real numbers for 2026:
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