Meet the Crew
Getting a mortgage is a complicated process, but we have a team of people to help navigate the waters. These are the true magic makers!
Pre-Approval Specialists are your first point of contact for the pre-approval process, and licensed experts on our loan programs. They gather information and documentation to begin the pre-approval process before meeting with Jeremy.
Kees DeBruin — Pre-Approval Specialist
269.360.7109 keesd@treadstonemortgage.com
Kees is a dedicated Mortgage Loan Officer Assistant with a strong background in underwriting and processing, bringing efficiency and insight to every loan file. He holds a Finance degree from the University of Montana, which supports his deep understanding of lending practices and financial analysis. Kees is known for his attention to detail, clear communication, and commitment to helping clients navigate the mortgage process smoothly. Outside the office, he enjoys spending time outdoors and being with friends.
Penny Penning — Pre-Approval Specialist
269.360.7109 PennyP@treadstonemortgage.com
Penny has been in the financial industry for over 20 years and brings valuable experience in insurance as well. She is passionate about helping people achieve their goal of homeownership and guiding them through the process. Outside of work, Penny enjoys spending time with her grandchildren, crocheting, and riding her motorcycle to explore new places.
Qianna Decker — Home Search Captain
269.360.7109 Qiannad@treadstonemortgage.com
Qianna, a Kalamazoo native, has been active in the financial and housing sector for over 25 years. Serving her community as a Kalamazoo City Commissioner since 2021, she is working to make the city of Kalamazoo an equitable, safe, and prosperous community for all. She is married to her high school sweetheart, has a son that is active in travel baseball and a daughter who loves to shine as a goalie in travel soccer. She has a passion for vintage clothing, music, dancing, yard work and spending time with family, friends.
After the loan application is signed, the Contract-to-Close Specialists work directly with you, all involved parties, and underwriting to ensure all appropriate documentation has been gathered and meets federal guidelines to obtain your final loan approval for closing.
Kris Rogers — Contract-to-Close Specialist
269.218.3538 KrisR@treadstonemortgage.com
As a seasoned Loan Officer Assistant and processor since 2013 , Kris has developed a deep understanding of the financial industry and a strong proficiency in managing loan applications and processing procedures. Her dedication to providing exceptional customer service has always been at the forefront of her work, ensuring that clients receive personalized attention and guidance throughout the loan process. She is skilled at building relationships with clients, financial institutions, and industry professionals to facilitate smooth and successful loan transactions. During her downtime, Kris enjoys motorcycle riding, traveling, reading, spending time with family and friends, and long walks on the beach…Oops, wrong profile! 😉
Bob Greene — Drobeck Team Lead
269.360.7088 BobG@treadstonemortgage.com
With over a decade in the banking sector, Bob transitioned to Mortgage Lending in 2013, marking the beginning of an enriching journey. His career trajectory, shaped by dedication and expertise, has seen him excel as a Mortgage Loan Officer. Notable milestones include consistent recognition as a top performer by the Scottsman Guide in 2020 and 2021. Beyond the professional realm, Bob is a proud husband and father of two daughters. Sports have always been a significant part of his life, with ten years devoted to Rugby, both as a player and coach. When not immersed in the world of finance, Bob enjoys engaging in strategic games of Poker, fueling his passion for analytical thinking and decision-making.
Amy Drobeck — Executive Assistant for Jeremy Drobeck
269.360.7109 AmyD@treadstonemortgage.com
Amy has worked in the mortgage industry since 2012, her passion is for helping others by providing an outstanding experience. By working in nearly every role of the mortgage process, Amy applies her experience through ensuring every client feels they had an exceptional journey through the mortgage process.
Latest Blog Post
Conventional vs USDA Loan Michigan: Your 2026 Mortgage Flight Plan
The “obvious” choice for your mortgage might actually be the most expensive path if you don’t account for the unique terrain of the West Michigan housing market. While you might assume a massive down payment is the only way to avoid financial turbulence, comparing a Conventional vs USDA Loan Michigan reveals that the right flight plan often involves much less upfront cash than expected.
We understand that staring at a map of geographic eligibility or weighing monthly mortgage insurance costs can feel like flying through heavy fog. It’s frustrating when you’re ready to move but feel grounded by confusing requirements. This guide will help you compare these options with the precision of a seasoned navigator. You’ll learn how to identify if your dream neighborhood is USDA-eligible, how the 2026 loan limit of $832,750 impacts your Conventional path, and how the $119,850 income limit affects your USDA eligibility. By the end of this flight plan, you’ll have the expert coordinates needed to choose a loan that offers maximum lift for your West Michigan home journey.
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