Weekend Coverage 11:00am - 3:00pm - - -(269) 360-7109

About Neighborhood Loans: Treadstone Division

Since 2003, Treadstone has been built on common-sense lending, fast service, and a passion for helping people win.

Founded by friends Kevin Polakovich and Brendan O’Driscoll, we focus on what matters most: integrity, drive, and a better loan experience.

Today, Treadstone is proud to operate as a division of Neighborhood Loans. That means you get the muscle of a national lender paired with the local, West Michigan service you have trusted for decades. You get big resource leverage with hometown care.

We are not just here to close loans. We are here to get you across the finish line on time with zero stress.

Our promise is simple:

  • Clear communication every step of the way.

  • On-time closings you can bank on.

  • A smooth, simple loan process from start to finish.

Whether you are buying your first home, refinancing, or building wealth, we have your back. Drop by our office today! You will be greeted by a team that knows your name—and you might even get a high-five from Echo, our resident English Bulldog!

More about Treadstone

Office: 269.360.7109

Company NMLS ID is 222982

616 W. Centre Ave

Portage, MI 49024

 

Latest Blog Post

Jumbo vs Conventional Loan

JUMBO LOAN VS. CONVENTIONAL: WHAT KALAMAZOO MOVE-UP BUYERS MUST KNOW

Are you shopping for a luxury executive home or a custom build in Texas Township, Portage, or Richland?

Yesterday, a move-up buyer walked into my office after touring a gorgeous five-bedroom home near Texas Corners. The listing sat well above their previous starter home price point, and they were trying to calculate their down payment strategy.

They asked me, “Jeremy, at what price point does our mortgage switch from a standard Conventional loan into a Jumbo loan? Do Jumbo loans require massive 20% cash down payments?”

Visit Jeremy's Blog

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