About Treadstone
Since 2003, Treadstone has been practicing common sense lending and created an environment where people work hard—and play harder. Under the guidance of co-founders and friends, Kevin Polakovich and Brendan O’Driscoll, we have continued to hire people with drive, integrity, and a true dedication to redefining the mortgage industry.
Today, we’re the leading premier local mortgage company in West Michigan (and pretty proud of it). But this didn’t happen overnight; it’s a product of our commitment to best-in-class customer service, on-time closings, and open, honest communication with both clients and agents.
When you visit our office, trust you’ll be welcomed by staff who genuinely care about you and want to know you by name. Plus, you may be greeted by our beloved Echo (the English Bulldog), too.
Office: 269.360.7109
Company NMLS ID is 222982
5787 Stadium Dr. Suite C
Kalamazoo, MI 49009
Latest Blog Post
How to Navigate the USDA Eligibility Map for Your 2026 Michigan Home Search
Did you know that over 85% of Kalamazoo County land is currently eligible for zero-down financing, even after the 2026 boundary updates? Many homebuyers worry that “rural” only applies to remote farmland. They fear the turbulence of falling in love with a home in Oshtemo or Comstock only to discover it’s outside the permitted zone. It’s a high-stakes concern, but you don’t have to fly blind during your search.
I’m here to provide the flight plan you need to master the official usda eligibility map and identify zero-down properties across Southwest Michigan in seconds. You’ll learn how to navigate the interface with precision and understand the latest May 2026 income limits, like the $90,300 threshold for Kalamazoo households. We’ll also cover the current 5.00% interest rates for direct loans and the specific 2026 boundary lines. This guide ensures you can start your pre-approval process with total confidence. Let’s clear the runway for your new home journey.
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