Since 2003, Treadstone has been built on common-sense lending, fast service, and a passion for helping people win.
Founded by friends Kevin Polakovich and Brendan O’Driscoll, we focus on what matters most: integrity, drive, and a better loan experience.
Today, Treadstone is proud to operate as a division of Neighborhood Loans. That means you get the muscle of a national lender paired with the local, West Michigan service you have trusted for decades. You get big resource leverage with hometown care.
We are not just here to close loans. We are here to get you across the finish line on time with zero stress.
Our promise is simple:
Clear communication every step of the way.
On-time closings you can bank on.
A smooth, simple loan process from start to finish.
Whether you are buying your first home, refinancing, or building wealth, we have your back. Drop by our office today! You will be greeted by a team that knows your name—and you might even get a high-five from Echo, our resident English Bulldog!
Office: 269.360.7109
Company NMLS ID is 222982
616 W. Centre Ave
Portage, MI 49024
Are you shopping for a condominium this year?
If so, a major rule change just went into effect that could impact your home loan.
Fannie Mae and Freddie Mac recently updated their master insurance requirements. Here is the bottom line: CONDO ASSOCIATIONS MUST NOW CARRY 100% REPLACEMENT COST COVERAGE.
If an association falls short of this requirement, buyers cannot secure conventional mortgage financing.
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