About Neighborhood Loans: Treadstone Division
Since 2003, Treadstone has been built on common-sense lending, fast service, and a passion for helping people win.
Founded by friends Kevin Polakovich and Brendan O’Driscoll, we focus on what matters most: integrity, drive, and a better loan experience.
Today, Treadstone is proud to operate as a division of Neighborhood Loans. That means you get the muscle of a national lender paired with the local, West Michigan service you have trusted for decades. You get big resource leverage with hometown care.
We are not just here to close loans. We are here to get you across the finish line on time with zero stress.
Our promise is simple:
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Clear communication every step of the way.
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On-time closings you can bank on.
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A smooth, simple loan process from start to finish.
Whether you are buying your first home, refinancing, or building wealth, we have your back. Drop by our office today! You will be greeted by a team that knows your name—and you might even get a high-five from Echo, our resident English Bulldog!
Office: 269.360.7109
Company NMLS ID is 222982
616 W. Centre Ave
Portage, MI 49024
Latest Blog Post
HOW TO QUALIFY FOR A MORTGAGE WHEN YOU ARE SELF-EMPLOYED
HOW TO QUALIFY FOR A MORTGAGE IN KALAMAZOO WHEN YOU ARE SELF-EMPLOYED (WITHOUT TAX RETURN HEADACHES!)
Do you run your own business, work as a 1099 contractor, or own rental properties in Kalamazoo, Portage, or Texas Township?
Yesterday, a successful small business owner walked into my office after touring a gorgeous two-story home near Texas Corners. Their company deposits over $220,000 in gross revenue each year into their business checking account. But when they handed their tax returns to a big box retail bank last week, the loan officer turned them down flat!
Why? Because their accountant did an amazing job writing off expenses, vehicle mileage, and equipment purchases to legally reduce their IRS tax bill.
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