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Planning to Buy a Condo? Read This Before You Make an Offer!
Are you shopping for a condominium this year?
If so, a major rule change just went into effect that could impact your home loan.
Fannie Mae and Freddie Mac recently updated their master insurance requirements. Here is the bottom line: CONDO ASSOCIATIONS MUST NOW CARRY 100% REPLACEMENT COST COVERAGE.
If an association falls short of this requirement, buyers cannot secure conventional mortgage financing.
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