Loan Programs
Whether you’re buying, renovating, or refinancing, Amerifirst provides a wide array of mortgage products to meet a variety of home financing needs.
Contact us today and we can help you find the right mortgage tailored to your individual needs in three easy steps:
- Tell us about your needs: Answer a few questions to help us find a loan option that fits your situation.
- Consider your loan options: Review, modify, and compare loan scenarios. Get closing cost estimates, and save your options to access later.
- Request a complimentary consultation: Submit your loan options for a no-obligation review. We can answer any questions you might have. Or, if you’re ready to take the next step, apply with our secure and convenient online application.
FHA Loan
- Minimum 3.5% down
- Upfront insurance fee can be financed
- Flexible qualifying guidelines
FHA 203 (k) Renovation
- Minimum 3.5% down
- Flexible qualifying guidelines
- Financing rolls into your mortgage for one monthly payment
USDA Rural Development
- No down payment option
- Lower mortgage insurance premiums*
- Flexible qualifying guidelines
USDA Renovation
- No down payment option
- Finance into your mortgage for one monthly payment
- Income and geographical limits apply
Conventional Loan
- Minimum 5% down
- Great rates for lower payments
- Unique first-timer options (3% down**)
Homestyle Renovation
- Minimum 5% down
- Both practical and luxury projects
- Includes second homes and one-unit rentals
VA (Veteran) Loan
- No down payment option
- No mortgage insurance required
- Flexible qualifying guidelines
Numbers above represent fixed rate mortgage examples.
*Comparable to the other loan programs listed above.
**First-time homebuyer refers to a program offered by Fannie Mae.
Latest Blog Post
Renovation Lending Event For Realtors: 10/13/2021
Having Trouble Getting FHA, RD, and VA Offers Accepted?
Your Clients Have Options!
- Do you have Sellers not willing or unable to do repairs?
- Are your Buyers frustrated with Cash/Conventional only listings?
- Unsure about accepting renovation financing offers in this sensitive market?