USDA Renovation Loan

The USDA Renovation loan has all the same great benefits as the USDA Rural Housing program loan and allows you to wrap your renovation costs into the mortgage.

  • No down payment option
  • Finance renovation costs into your mortgage for one monthly payment
  • Available to low and moderate-income rural households
  • Income and geographical limits apply
  • We are the #1 USDA lender in Michigan

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Latest Blog Post

Understanding Property Tax Increases

Notice of Assessment
Example of what a property tax re-assessment looks like in Michigan

Many home buyers have been facing a very challenging market over the past few years. The current supply of homes on the market just can’t keep up with the huge demand out there. It’s not uncommon for a home to come on the market and be sold in a matter of days after receiving multiple offers. With this fierce competition, prices have increased substantially over the last few years and has made it challenging for home buyers to find a home within the budget/payment they had planned for.  Many go over budget to get the home they want only to have another blow to that budget the following year due to the property tax increase.  This increase on the property tax portion of the mortgage payment can really hurt home owners enough to create a financial strain.

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