Veteran (VA) Renovation Loan
VA Renovation Home Loan Program
Very few Veterans are aware that this option is out there. It works just like and has all the benefits of the normal VA loan, but also allows for repairs to the home to be financed into the loan and complete after closing. Now the VA will not allow for structural items or luxury improvements such as a swimming pool, but anything that helps protect or improve the livability of a property are allowed. Here are some of the highlights of the program:
- No Money Down
- Veteran must have a certificate of eligibility (we can help obtain this)
- Up to $50,000 in repairs
- Work is done after closing
- No monthly mortgage insurance / PMI
- Backed by the U.S. Department of Veteran Affairs
- 60 days to complete the work after closing
This is a great program vets and allows for things like finishing a basement, remodeling a kitchen or bathroom, and plumbing or electric upgrades. There are so many home possibilities out there with this loan program.
Latest Blog Post
Stuck Saving For Down Payment?
Are you looking to buy a home in Michigan but feeling stuck trying to save for a down payment?
Huge news just dropped that could put $10,000 in your pocket and unlock your dream home. Effective June 1st, 2026, the Michigan State Housing Development Authority (MSHDA) is officially raising its income limits for down payment assistance programs. Updated Income Limits By County
If you thought you made too much money to get help buying a home, it is time to think again. The rules just changed, and more Michigan families now qualify for a massive boost in purchasing power.
Here is how you can cash in on these new changes this summer.
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