We’ll work with you to explore all your options

Deciding to buy a home or refinance a mortgage is a big step. You can trust that we’ll explore every option to help you achieve your goals. We will give you the personal attention and respect you deserve. We understand you’re making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. We will help you every step of the way.

Serving Southwest Michigan and Ohio, including Kalamazoo, Portage, and St. Joseph. Call today for your mortgage consultation. (269) 488-9494.

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October Lunch and Learn / Webinar: The Ins & Outs of Appraisals

Appraisals – Its complicated

When we start talking appraisals it can get confusing.  As lenders, we learn what’s important for getting the loan closed.  Realtors put their market analysis hat on when they think about them.  Neither is correct.  Look at it this way, an appraiser is in a profession in and of it’s self.  Appraisers are licensed and trained to look at property values in a pretty specific way.  On top of that the different loan programs all have different “rules” the appraiser must follow.  Then at the end of the day its not a specific formula but a matter of opinion.  That’s why we always tell people we could order 5 appraisals on a property and we would get 5 different sets of results.   During this event we are going to go over many of the things the appraisers look at, how they analyze the property, and some of the different variables that come into play across different loan programs.  If you are looking for a deeper understanding of how appraisers think this is a must attend event.

Hot Topics We Will Cover

Here is a list of some of the things we will cover during the event:

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