We’ll work with you to explore all your options
Deciding to buy a home or refinance a mortgage is a big step. You can trust that we’ll explore every option to help you achieve your goals. We will give you the personal attention and respect you deserve. We understand you’re making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. We will help you every step of the way.
Serving Southwest Michigan, Ohio, Indiana, & Florida, including Kalamazoo, Portage, and St. Joseph. Call today for your mortgage consultation. 269.360.7109
Latest Blog Post
DOWN PAYMENT GIFT VS. 401(K) LOAN
DOWN PAYMENT GIFT VS. 401(K) LOAN: WHICH WINS FOR YOUR KALAMAZOO HOME PURCHASE?
Are you gathering cash for a down payment on a home in Kalamazoo, Portage, or Texas Township?
Yesterday, a move-up buyer walked into my office after touring a four-bedroom house near Westnedge Hill. They had two choices on the table to cover their 5% down payment and closing costs. Their parents offered to give them a $15,000 cash gift, or they could take a $15,000 loan against their company 401(k) account.
They looked at me and asked, “Jeremy, which path creates less friction in mortgage underwriting, and which option protects our family finances best?”
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