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We’ll work with you to explore all your options

Deciding to buy a home or refinance a mortgage is a big step. You can trust that we’ll explore every option to help you achieve your goals. We will give you the personal attention and respect you deserve. We understand you’re making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. We will help you every step of the way.

Serving Southwest Michigan, Ohio, Indiana, & Florida, including Kalamazoo, Portage, and St. Joseph. Call today for your mortgage consultation. 269.360.7109 

Latest Blog Post

HOW TO USE A CAPPED APPRAISAL GAP GUARANTEE

HOW TO USE A CAPPED APPRAISAL GAP GUARANTEE IN KALAMAZOO (WITHOUT DRAINING YOUR SAVINGS!)

Are you offering above list price to win a home in Kalamazoo, Portage, or Texas Township, but terrified the appraisal will come in low and blow up your financing?

Yesterday, a move-up buyer walked into my office right after submitting an offer on a gorgeous ranch near Milwood. The home listed at $275,000. To beat out three other offers, their agent suggested bidding $290,000. But the seller demanded an APPRAISAL GAP GUARANTEE before accepting their contract.

The buyer looked at me and asked, “Jeremy, if we guarantee the appraisal gap, are we on the hook for an unlimited amount of cash if the appraiser comes in at $260,000?”

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