Changing or improving your credit score after you have decided to buy or refinance a home may be virtually impossible. Here are some tips and strategies to work on that may help you improve your score before you apply for a loan.
I’ve reviewed thousands of credit reports and would be happy to take a peek at yours and give you some personalized tips on increasing the score.*
*Not intended as credit counseling, financial, or investment advice. Contact your financial representative for more information.
Many home buyers have been facing a very challenging market over the past few years. The current supply of homes on the market just can’t keep up with the huge demand out there. It’s not uncommon for a home to come on the market and be sold in a matter of days after receiving multiple offers. With this fierce competition, prices have increased substantially over the last few years and has made it challenging for home buyers to find a home within the budget/payment they had planned for. Many go over budget to get the home they want only to have another blow to that budget the following year due to the property tax increase. This increase on the property tax portion of the mortgage payment can really hurt home owners enough to create a financial strain.Visit Jeremy's Blog