Decoding the Self-Employed Borrower: Bank Statement Loans & Beyond – October Lunch and Learn
Are Tax Write-Offs Costing You Commission Checks? Time For A Self-Employed Mortgage How many times has a solid client walked into your open house, shown proof of a thriving business, and then vanished because their bank said no? It happens every single week across Kalamazoo and Portage. Here is the truth: high-earning business owners, independent... Read More
Weekend Coverage 11- 3:00: Get Pre-Approved
KNOW YOUR NUMBERS: OUR 11 TO 3 WEEKEND COVERAGE GETS YOU PRE-APPROVED (AND RUNS PRECISE PAYMENTS ON THE FLY!) Did you just find your dream home while touring open houses in Kalamazoo, Portage, or Texas Township on a Sunday afternoon? Picture this: it is 1:30 PM on a Sunday. You step inside a beautiful ranch... Read More
HOW TO USE A CAPPED APPRAISAL GAP GUARANTEE
HOW TO USE A CAPPED APPRAISAL GAP GUARANTEE IN KALAMAZOO (WITHOUT DRAINING YOUR SAVINGS!) Are you offering above list price to win a home in Kalamazoo, Portage, or Texas Township, but terrified the appraisal will come in low and blow up your financing? Yesterday, a move-up buyer walked into my office right after submitting an... Read More
$10,000 In Down Payment Assistance
HOW TO GET UP TO $10,000 IN DOWN PAYMENT ASSISTANCE IN KALAMAZOO (WITH JUST 1% DOWN) Are you tired of paying high rent in Kalamazoo or Portage while trying to save a big cash down payment? Yesterday, a first-time buyer sat across from my desk feeling completely locked out of the housing market. They found... Read More
HOW TO FIX FHA APPRAISAL REPAIRS
HOW TO FIX FHA APPRAISAL REPAIR FLAGS WITHOUT KILLING YOUR KALAMAZOO DEAL Are you using an FHA, VA, or USDA loan to buy a home in Kalamazoo, Portage, or Parchment? Yesterday, a buyer called my office in complete panic right after their appraisal report came back on a charming 1950s ranch home near Milwood. The... Read More
The LOW Appraisal Attack Plan: Pre-Empting and Fighting Low Valuations
September Lunch and Learn: Ever Had a Low Appraisal Kill a Clean Deal? You did the hard work. You marketed the home, hosted the open houses, negotiated terms, and got the contract signed. Then the appraisal report lands in your inbox. It comes in $20,000 short. THE DEAL HITS A BRICK WALL. Your buyers panic.... Read More
Planning to Buy a Condo? Read This Before You Make an Offer!
Are you shopping for a condominium this year? If so, a major rule change just went into effect that could impact your home loan. Fannie Mae and Freddie Mac recently updated their master insurance requirements. Here is the bottom line: CONDO ASSOCIATIONS MUST NOW CARRY 100% REPLACEMENT COST COVERAGE. If an association falls short of... Read More
August Lunch and Learn: Create Your Own Opportunity
Are You Still Waiting for Leads to Fall From the Sky? Are you tired of waiting for the phone to ring? It is time to step up and create your own opportunity! The real estate market has shifted. Sitting back and waiting for free leads to fall into your lap is a losing game. The... Read More
The DPA Playbook: Unlocking Zero Down & Down Payment Assistance July Lunch and Learn
JULY 14th ♦ The DPA Playbook: Unlocking Zero Down & Down Payment Assistance This class is not a boring lecture. It is a quick, simple guide to get these buyers off the sidelines and into a home right now. We will show you exactly how to get your clients into houses with zero down. What... Read More
Want 3 Contracts a Month? The 8-Week Live Bootcamp for New Agents Only
Learn the Exact Daily System That Closes 250+ Deals a Year (For New Agents Only) Are you tired of staring at a blank calendar? How many hours have you spent scrolling social media, wondering where your next real estate client is hiding? Getting started in this business is brutal. Too many new agents wake up,... Read More
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HOW TO BOOST YOUR MORTGAGE CREDIT SCORE IN 3 TO 5 DAYS
HOW TO BOOST YOUR MORTGAGE CREDIT SCORE IN 3 TO 5 DAYS: THE KALAMAZOO RAPID RESCORE SECRET!
Did you pull your free credit score on a mobile app, see a solid 680, and then watch a mortgage lender pull a 635 that bumps your interest rate or private mortgage insurance (PMI)?
Yesterday, a frustrated home buyer walked into my office after looking at houses in Portage. They wanted to make an offer by Friday.
Their middle credit score sat at 618. That number left them just two points shy of the critical 620 tier for Conventional financing, which forced them toward higher monthly fees.
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