HOW TO BOOST YOUR MORTGAGE CREDIT SCORE IN 3 TO 5 DAYS
HOW TO BOOST YOUR MORTGAGE CREDIT SCORE IN 3 TO 5 DAYS: THE KALAMAZOO RAPID RESCORE SECRET! Did you pull your free credit score on a mobile app, see a solid 680, and then watch a mortgage lender pull a 635 that bumps your interest rate or private mortgage insurance (PMI)? Yesterday, a frustrated home... Read More
BUY YOUR NEXT HOME BEFORE SELLING YOUR CURRENT ONE
HOW TO BUY YOUR NEXT HOME BEFORE SELLING YOUR CURRENT ONE IN KALAMAZOO! Are you a move-up homeowner in Kalamazoo, Portage, or Texas Township feeling completely trapped by the dreaded "home sale contingency"? Yesterday, a homeowner visited my office after falling in love with a gorgeous four-bedroom walkout near Texas Corners. They built up over... Read More
WHY A LOCAL MORTGAGE LENDER WINS
WHY A LOCAL MORTGAGE LENDER WINS YOUR KALAMAZOO OFFER (WHEN BIG BANKS FAIL!) Did you just start searching for homes in Kalamazoo, Portage, or Texas Township and wonder if grabbing a pre-approval from a big national online lender makes any difference? Yesterday, a buyer visited my office after a seller rejected their full-price offer on... Read More
HOW TO BUY A HOME WITH ZERO DOWN
HOW TO BUY A HOME WITH ZERO DOWN IN KALAMAZOO COUNTY: THE USDA RURAL DEVELOPMENT SECRET! Do you want to buy a home in Southwest Michigan but feel stuck because you do not have $15,000 or $20,000 sitting in a savings account for a down payment? Yesterday, a buyer visited my office after touring a... Read More
The Real Property Numbers: Accounting For Property Taxes
THE REAL NUMBERS: KALAMAZOO VS. PORTAGE VS. TEXAS TOWNSHIP PROPERTY TAXES! Are you comparing homes across Kalamazoo County and wondering why two houses with the exact same price tag carry wildly different monthly payments? Yesterday, a move-up buyer walked into my office after spending the weekend looking at three different $300,000 homes. One home was... Read More
Weekend Coverage 11- 3:00: Get Pre-Approved
KNOW YOUR NUMBERS: OUR 11 TO 3 WEEKEND COVERAGE GETS YOU PRE-APPROVED (AND RUNS PRECISE PAYMENTS ON THE FLY!) Did you just find your dream home while touring open houses in Kalamazoo, Portage, or Texas Township on a Sunday afternoon? Picture this: it is 1:30 PM on a Sunday. You step inside a beautiful ranch... Read More
HOW TO QUALIFY FOR A MORTGAGE WHEN YOU ARE SELF-EMPLOYED
HOW TO QUALIFY FOR A MORTGAGE IN KALAMAZOO WHEN YOU ARE SELF-EMPLOYED (WITHOUT TAX RETURN HEADACHES!) Do you run your own business, work as a 1099 contractor, or own rental properties in Kalamazoo, Portage, or Texas Township? Yesterday, a successful small business owner walked into my office after touring a gorgeous two-story home near Texas... Read More
4 FATAL MORTGAGE MISTAKES THAT CRASH YOUR LOAN BEFORE CLOSING
4 FATAL MORTGAGE MISTAKES THAT CRASH YOUR LOAN BEFORE CLOSING IN KALAMAZOO Did you just sign a winning purchase contract on a home in Kalamazoo, Portage, or Texas Township? Congratulations! Getting your offer accepted feels incredible, but you are not across the finish line yet. Yesterday, a panicked buyer called my office from Portage. Their... Read More
SELLER CONCESSIONS VS. PRICE REDUCTION
SELLER CONCESSIONS VS. PRICE REDUCTION: WHICH SAVES YOU MORE CASH IN KALAMAZOO? Are you preparing an offer on a home in Kalamazoo, Portage, or Texas Township and trying to get the best financial deal from the seller? Yesterday, a move-up buyer walked into my office after touring a spotless four-bedroom colonial near Westnedge Hill. The... Read More
HELOC VS. CASH-OUT REFINANCE
HELOC VS. CASH-OUT REFINANCE: HOW TO UNLOCK YOUR KALAMAZOO HOME EQUITY Do you have substantial equity sitting inside your home in Kalamazoo, Portage, or Texas Township, and want cash to renovate, consolidate debt, or fund a down payment on your next property? Yesterday, a homeowner visited my office after reviewing their home's updated market valuation... Read More
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S.O.S. SAVE OUR SALE
S.O.S. SAVE OUR SALE: WHAT TO DO WHEN YOUR LENDER STALLS WEEKS BEFORE CLOSING!
Did your mortgage lender suddenly go radio silent, request the same bank statement for the fourth time, or drop a last-minute loan denial right before your scheduled closing date?
Yesterday, a panicked real estate agent called my office from Portage. Their buyer had been under contract for three weeks on a home near Milwood. The closing date sat just nine days away.
Out of nowhere, the buyer’s out-of-state call-center lender issued a denial letter. The call-center underwriter miscalculated self-employment write-offs, panicked over an unpermitted porch repair on the appraisal, and threw the entire transaction into the trash can.
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