FHA VS. CONVENTIONAL
FHA VS. CONVENTIONAL IN KALAMAZOO: WHICH LOAN GETS YOU CLEARED FOR TAKEOFF? Are you shopping for a home in Kalamazoo, Portage, or Texas Township and wondering whether to finance with an FHA loan or a Conventional mortgage? Yesterday, a move-up buyer walked into my Portage office after touring a four-bedroom home near Westnedge Hill. They... Read More
HOW SELF-EMPLOYED BUYERS QUALIFY FOR A MORTGAGE
HOW SELF-EMPLOYED BUYERS QUALIFY FOR A MORTGAGE IN KALAMAZOO (WITHOUT TAX RETURNS!) Do you run a successful business, work as an independent 1099 contractor, or operate a growing trade in Kalamazoo or Portage, yet standard banks treat you like you earn zero dollars? Yesterday, a local business owner walked into my office visibly frustrated. They... Read More
HOUSE HACKING WITH 5% Down
HOUSE HACKING IN KALAMAZOO: HOW TO BUY A DUPLEX WITH JUST 5% DOWN! Do you want to own real estate in Kalamazoo or Portage, but today's mortgage payments feel intimidating on a single income? Yesterday, a smart first-time home buyer stopped into my office after touring a solid duplex near the Vine neighborhood in Kalamazoo.... Read More
HOW TO BOOST YOUR MORTGAGE CREDIT SCORE IN 3 TO 5 DAYS
HOW TO BOOST YOUR MORTGAGE CREDIT SCORE IN 3 TO 5 DAYS: THE KALAMAZOO RAPID RESCORE SECRET! Did you pull your free credit score on a mobile app, see a solid 680, and then watch a mortgage lender pull a 635 that bumps your interest rate or private mortgage insurance (PMI)? Yesterday, a frustrated home... Read More
BUY YOUR NEXT HOME BEFORE SELLING YOUR CURRENT ONE
HOW TO BUY YOUR NEXT HOME BEFORE SELLING YOUR CURRENT ONE IN KALAMAZOO! Are you a move-up homeowner in Kalamazoo, Portage, or Texas Township feeling completely trapped by the dreaded "home sale contingency"? Yesterday, a homeowner visited my office after falling in love with a gorgeous four-bedroom walkout near Texas Corners. They built up over... Read More
WHY A LOCAL MORTGAGE LENDER WINS
WHY A LOCAL MORTGAGE LENDER WINS YOUR KALAMAZOO OFFER (WHEN BIG BANKS FAIL!) Did you just start searching for homes in Kalamazoo, Portage, or Texas Township and wonder if grabbing a pre-approval from a big national online lender makes any difference? Yesterday, a buyer visited my office after a seller rejected their full-price offer on... Read More
HOW TO BUY A HOME WITH ZERO DOWN
HOW TO BUY A HOME WITH ZERO DOWN IN KALAMAZOO COUNTY: THE USDA RURAL DEVELOPMENT SECRET! Do you want to buy a home in Southwest Michigan but feel stuck because you do not have $15,000 or $20,000 sitting in a savings account for a down payment? Yesterday, a buyer visited my office after touring a... Read More
The Real Property Numbers: Accounting For Property Taxes
THE REAL NUMBERS: KALAMAZOO VS. PORTAGE VS. TEXAS TOWNSHIP PROPERTY TAXES! Are you comparing homes across Kalamazoo County and wondering why two houses with the exact same price tag carry wildly different monthly payments? Yesterday, a move-up buyer walked into my office after spending the weekend looking at three different $300,000 homes. One home was... Read More
Weekend Coverage 11- 3:00: Get Pre-Approved
KNOW YOUR NUMBERS: OUR 11 TO 3 WEEKEND COVERAGE GETS YOU PRE-APPROVED (AND RUNS PRECISE PAYMENTS ON THE FLY!) Did you just find your dream home while touring open houses in Kalamazoo, Portage, or Texas Township on a Sunday afternoon? Picture this: it is 1:30 PM on a Sunday. You step inside a beautiful ranch... Read More
HOW TO QUALIFY FOR A MORTGAGE WHEN YOU ARE SELF-EMPLOYED
HOW TO QUALIFY FOR A MORTGAGE IN KALAMAZOO WHEN YOU ARE SELF-EMPLOYED (WITHOUT TAX RETURN HEADACHES!) Do you run your own business, work as a 1099 contractor, or own rental properties in Kalamazoo, Portage, or Texas Township? Yesterday, a successful small business owner walked into my office after touring a gorgeous two-story home near Texas... Read More
Latest Blog Post
HOW TO GET $10,000 TOWARD YOUR DOWN PAYMENT IN KALAMAZOO
HOW TO GET $10,000 TOWARD YOUR DOWN PAYMENT IN KALAMAZOO: THE MSHDA MI 10K DPA PLAYBOOK!
Are you ready to stop paying your landlord’s mortgage in Kalamazoo or Portage, but saving $10,000 to $15,000 for a down payment and closing costs feels like trying to run through wet cement?
Yesterday morning, a first-time home buyer walked into my office. They hold steady employment at a local healthcare system, maintain clean credit, and pay $1,650 every single month in rent.
Over the weekend, they toured a great starter home listed at $220,000 near Milwood.
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