4 FATAL MORTGAGE MISTAKES THAT CRASH YOUR LOAN BEFORE CLOSING
4 FATAL MORTGAGE MISTAKES THAT CRASH YOUR LOAN BEFORE CLOSING IN KALAMAZOO Did you just sign a winning purchase contract on a home in Kalamazoo, Portage, or Texas Township? Congratulations! Getting your offer accepted feels incredible, but you are not across the finish line yet. Yesterday, a panicked buyer called my office from Portage. Their... Read More
SELLER CONCESSIONS VS. PRICE REDUCTION
SELLER CONCESSIONS VS. PRICE REDUCTION: WHICH SAVES YOU MORE CASH IN KALAMAZOO? Are you preparing an offer on a home in Kalamazoo, Portage, or Texas Township and trying to get the best financial deal from the seller? Yesterday, a move-up buyer walked into my office after touring a spotless four-bedroom colonial near Westnedge Hill. The... Read More
HELOC VS. CASH-OUT REFINANCE
HELOC VS. CASH-OUT REFINANCE: HOW TO UNLOCK YOUR KALAMAZOO HOME EQUITY Do you have substantial equity sitting inside your home in Kalamazoo, Portage, or Texas Township, and want cash to renovate, consolidate debt, or fund a down payment on your next property? Yesterday, a homeowner visited my office after reviewing their home's updated market valuation... Read More
HOW A 2-1 RATE BUYDOWN DROPS YOUR MORTGAGE PAYMENT
HOW A 2-1 RATE BUYDOWN DROPS YOUR KALAMAZOO MORTGAGE PAYMENT FOR 2 FULL YEARS Are you shopping for a home in Kalamazoo, Portage, or Texas Township, but today's mortgage interest rates make your monthly payment feel tight? Yesterday, a buyer visited our office after touring a gorgeous two-story home near Texas Corners. They loved the... Read More
DOWN PAYMENT GIFT VS. 401(K) LOAN
DOWN PAYMENT GIFT VS. 401(K) LOAN: WHICH WINS FOR YOUR KALAMAZOO HOME PURCHASE? Are you gathering cash for a down payment on a home in Kalamazoo, Portage, or Texas Township? Yesterday, a move-up buyer walked into my office after touring a four-bedroom house near Westnedge Hill. They had two choices on the table to cover... Read More
$10,000 In Down Payment Assistance
HOW TO GET UP TO $10,000 IN DOWN PAYMENT ASSISTANCE IN KALAMAZOO (WITH JUST 1% DOWN) Are you tired of paying high rent in Kalamazoo or Portage while trying to save a big cash down payment? Yesterday, a first-time buyer sat across from my desk feeling completely locked out of the housing market. They found... Read More
HOW TO FIX FHA APPRAISAL REPAIRS
HOW TO FIX FHA APPRAISAL REPAIR FLAGS WITHOUT KILLING YOUR KALAMAZOO DEAL Are you using an FHA, VA, or USDA loan to buy a home in Kalamazoo, Portage, or Parchment? Yesterday, a buyer called my office in complete panic right after their appraisal report came back on a charming 1950s ranch home near Milwood. The... Read More
GIFT FUNDS FOR YOUR DOWN PAYMENT
HOW TO USE FAMILY GIFT FUNDS FOR YOUR KALAMAZOO DOWN PAYMENT (WITHOUT UNDERWRITING HEADACHES) Are generous family members offering to help you buy your first home in Kalamazoo, Portage, or Texas Township? Yesterday, a first-time buyer stopped by my office with a huge smile. Their parents offered to give them $10,000 to cover their down... Read More
HOW TO GET $10,000 FROM MICHIGAN TO BUY YOUR KALAMAZOO HOME
Look For Some Down Payment Assistance? Are you renting in Portage, Texas Township, or near Western Michigan University right now? Yesterday, a buyer walked into my office who was convinced they were stuck renting for another year. They had great jobs, solid credit, and plenty of income to cover a monthly mortgage payment. But they... Read More
THE 24-HOUR FIX FOR APPRAISAL
THE 24-HOUR FIX FOR APPRAISAL ANXIETY THAT SAVES YOUR DEAL Have you ever worried that the home you fell in love with will appraise lower than your offer price? Yesterday, I got a frantic call from a first-time buyer. Their appraisal came in 8,000 dollars short of the purchase price, and they thought their dream... Read More
Latest Blog Post
HOW TO GET $10,000 TOWARD YOUR DOWN PAYMENT IN KALAMAZOO
HOW TO GET $10,000 TOWARD YOUR DOWN PAYMENT IN KALAMAZOO: THE MSHDA MI 10K DPA PLAYBOOK!
Are you ready to stop paying your landlord’s mortgage in Kalamazoo or Portage, but saving $10,000 to $15,000 for a down payment and closing costs feels like trying to run through wet cement?
Yesterday morning, a first-time home buyer walked into my office. They hold steady employment at a local healthcare system, maintain clean credit, and pay $1,650 every single month in rent.
Over the weekend, they toured a great starter home listed at $220,000 near Milwood.
Visit Jeremy's Blog