Pre-Approval

Get Pre-Approved Before You Shop!

Before you begin to shop for a new home, setting up a meeting to get pre-approved should be your first stop. In our meeting, we will review your information, assess goals for a down payment, determine your loan options and which loan program could work best for you. With a pre-approval you will receive a letter to take with you.

Getting a pre-approval letter for your mortgage loan will not only give you the ability to shop for your new home with confidence but it may give you a competitive advantage when making a bid or offer on a home.

The pre-approval letter we provide you allows the Real Estate Agents and the sellers to accept your offer with confidence knowing you have already taken the first step towards mortgage financing.

A pre-approval letter is not binding on the lender; it is subject to an appraisal of the home and certain other conditions. If your financial situation changes (e.g. you lose your job), interest rates rise or a specified expiration date passes, we will need to review your situation and recalculate your pre-approved mortgage amount.

Get Pre-Approved!

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Renovation Lending Event For Realtors: 10/13/2021

Having Trouble Getting FHA, RD, and VA Offers Accepted?

Your Clients Have Options!
  • Do you have Sellers not willing or unable to do repairs?
  • Are your Buyers frustrated with Cash/Conventional only listings?
  • Unsure about accepting renovation financing offers in this sensitive market?
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