Pre-Approval
Get Pre-Approved Before You Shop!
Thinking about buying a home? The first stop should be setting up a meeting to get preapproved. In our meeting, we will review your information, assess goals for a down payment, monthly house payment, and more. Together we will determine your loan options and which loan program could work best for you. With a pre-approval you will receive a letter to take with you.
Getting a pre-approval letter for your mortgage loan will not only give you the ability to shop for your new home with confidence but it may give you a competitive advantage when making a bid or offer on a home.
The pre-approval letter we provide you allows the Real Estate Agents and the sellers to accept your offer with confidence knowing you have already taken the first step towards mortgage financing.
A pre-approval letter is not binding on the lender; it is subject to an appraisal of the home and certain other conditions. If your financial situation changes (e.g. you lose your job), interest rates rise or a specified expiration date passes, we will need to review your situation and recalculate your pre-approved mortgage amount.
Latest Blog Post
Unlock the Potential of HUD Homes 2.0: Financing & Repair Solutions for Real Estate Agents
HUD Homes: A Lucrative Market Niche for Real Estate Professionals
**Note time an location slightly different from prior years
HUD Homes present a unique opportunity for both real estate agents and their clients. These government-foreclosed properties often offer competitive pricing, making homeownership more accessible to a wider range of buyers. By understanding the nuances of financing and navigating the repair process, you can unlock this valuable market segment and help more clients achieve their homeownership dreams.