fbpx
Weekend Coverage 11:00am - 3:00pm . . . (269) 360-7109

Pre-Approval

Get Pre-Approved Before You Shop!

Thinking about buying a home?  The first stop should be setting up a meeting to get preapproved. In our meeting, we will review your information, assess goals for a down payment, monthly house payment, and more.  Together we will determine your loan options and which loan program could work best for you. With a pre-approval you will receive a letter to take with you.

Getting a pre-approval letter for your mortgage loan will not only give you the ability to shop for your new home with confidence but it may give you a competitive advantage when making a bid or offer on a home.

The pre-approval letter we provide you allows the Real Estate Agents and the sellers to accept your offer with confidence knowing you have already taken the first step towards mortgage financing.

A pre-approval letter is not binding on the lender; it is subject to an appraisal of the home and certain other conditions. If your financial situation changes (e.g. you lose your job), interest rates rise or a specified expiration date passes, we will need to review your situation and recalculate your pre-approved mortgage amount.

Get Pre-Approved!

Latest Blog Post

Is Your House Holding You Back From Your Dream Retirement?

Retirement – a time for freedom, exploration, and pursuing your passions. But is your current home the perfect partner in this exciting new chapter?

If your house feels too big, too expensive, or simply inconvenient, downsizing could be the key to unlocking your ideal retirement lifestyle.

Here’s a quick self-assessment to see if downsizing might be a good fit:

Visit Jeremy's Blog

Featured Video