Pre-Approval

Get Pre-Approved Before You Shop!

Thinking about buying a home?  The first stop should be setting up a meeting to get preapproved. In our meeting, we will review your information, assess goals for a down payment, monthly house payment, and more.  Together we will determine your loan options and which loan program could work best for you. With a pre-approval you will receive a letter to take with you.

Getting a pre-approval letter for your mortgage loan will not only give you the ability to shop for your new home with confidence but it may give you a competitive advantage when making a bid or offer on a home.

The pre-approval letter we provide you allows the Real Estate Agents and the sellers to accept your offer with confidence knowing you have already taken the first step towards mortgage financing.

A pre-approval letter is not binding on the lender; it is subject to an appraisal of the home and certain other conditions. If your financial situation changes (e.g. you lose your job), interest rates rise or a specified expiration date passes, we will need to review your situation and recalculate your pre-approved mortgage amount.

Get Pre-Approved!

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Buying and Financing HUD Homes

Simply Put We LOVE Financing HUD Homes!

HUD homes are foreclosed homes.  They are homes that the previous owner took out a FHA loan and were subsequently foreclosed on.  HUD/FHA then takes those homes and resells them.  Not only are HUD homes listed for sale on the local MLS but they are also listed for sale at hudhomestore.com.   While many real estate agents and lenders run from them, we run to them!  Yes, it is true, HUD homes can pose there own set of challenges when it comes to trying to finance one, but they also have there own set of unique financing options.  The following is a presentation on HUD homes.  We dive into the nitty gritty.  We cover problems that come up and the ways to solve those problems.    If you are a buyer looking to finance a HUD home you can apply here.  Realtors with questions feel free to call Jeremy at (269) 488-9494.

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