Weekend Coverage 11:00am - 3:00pm - - -(269) 360-7109

Closing Guarantee

DO YOU WANT TO BEAT OTHER OFFERS? OUR CLOSING GUARANTEE CAN HELP YOU WIN!

In a hot market, speed is everything. We fly through underwriting to get you to the closing table fast.

The $5,000 closing guarantee was created to give our clients an experience they can rely on.

We guarantee to close your loan within 15 business days, which includes Saturdays. If we miss the 15 day mark, we will provide the seller a $100 per diem until closing is met. We will pay the buyer $5,000 if the loan does not close at all.

Your 4 Steps to Win:
  1. Get a fully underwritten conditional loan approval from our team.

  2. Both the buyer and seller must agree to the terms set in this disclosure.

  3. You must pay the additional charge associated with rushing an appraisal.

  4. You must return all requested items within 48 hours otherwise the $5,000 closing guarantee will be null and void.

The Fine Print:
  • You cannot make, apply for, or obtain any new debt, change employment, or change bank accounts.

  • USDA, Down Payment Assistance Loans, Renovation Loans and Non-Delegated submissions are not eligible for this guarantee.

  • Jumbo loans exceeding the conforming loan limits do not qualify.

  • The guarantee is not valid on loans with sale contingencies.

  • Seller and buyer must execute the closing guarantee addendum
  • Any unforeseen property contingencies, such as title issues for the subject property or inspections identifying repairs, will void the guarantee.

Get your offer accepted today!  Call us at (269) 360-7109 or apply online!

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FHA WELL AND SEPTIC DISTANCE WAIVER

HOW THE NEW FHA WELL AND SEPTIC DISTANCE WAIVER SAVES YOUR KALAMAZOO HOME PURCHASE!

Are you shopping for a home with a private well and septic tank in Texas Township, Schoolcraft, Oshtemo, or Alamo Township?

Yesterday, a panicked real estate agent called my office from Portage. Their buyer was under contract on a great ranch in Texas Township using an FHA loan.

During the appraisal inspection, the appraiser noted that the private drinking water well sat only 65 feet away from the septic drain field, and just 8 feet from the side lot line.

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