Latest Blog Post

HOW TO QUALIFY FOR A MORTGAGE WHEN YOU ARE SELF-EMPLOYED

Thursday, 24 September 2026

HOW TO QUALIFY FOR A MORTGAGE IN KALAMAZOO WHEN YOU ARE SELF-EMPLOYED (WITHOUT TAX RETURN HEADACHES!)

Do you run your own business, work as a 1099 contractor, or own rental properties in Kalamazoo, Portage, or Texas Township?

Yesterday, a successful small business owner walked into my office after touring a gorgeous two-story home near Texas Corners. Their company deposits over $220,000 in gross revenue each year into their business checking account. But when they handed their tax returns to a big box retail bank last week, the loan officer turned them down flat!

Why? Because their accountant did an amazing job writing off expenses, vehicle mileage, and equipment purchases to legally reduce their IRS tax bill.