Treadstone Mortgage of Kalamazoo
Jeremy Drobeck
As a former Marine, Jeremy lives his life by an important code of ethics: lead by example, abide by an uncompromising code of integrity, and respect others. These principles have defined his professional career as a Mortgage Loan Officer and they are the reason he is highly respected by clients and agents alike. Jeremy was bitten by the real estate bug early on—working as both a Realtor and owning investment properties. He became fascinated with the finance side of the transactions and noticed that the quality of the transaction process hinged solely on the quality of the Loan Officer and the company he used. It wasn’t long before Jeremy was licensed as a Loan Officer himself. Jeremy has spent the last 20+ years in the mortgage industry educating his buyers so that they understood the process. Jeremy believes that everyone deserves the honor of homeownership so he works harder than most to make it happen for his clients. “Homeownership changes people’s lives by building personal wealth and in-turn, a legacy for their family.”
Latest Blog Post
Conventional vs USDA Loan Michigan: Your 2026 Mortgage Flight Plan
The “obvious” choice for your mortgage might actually be the most expensive path if you don’t account for the unique terrain of the West Michigan housing market. While you might assume a massive down payment is the only way to avoid financial turbulence, comparing a Conventional vs USDA Loan Michigan reveals that the right flight plan often involves much less upfront cash than expected.
We understand that staring at a map of geographic eligibility or weighing monthly mortgage insurance costs can feel like flying through heavy fog. It’s frustrating when you’re ready to move but feel grounded by confusing requirements. This guide will help you compare these options with the precision of a seasoned navigator. You’ll learn how to identify if your dream neighborhood is USDA-eligible, how the 2026 loan limit of $832,750 impacts your Conventional path, and how the $119,850 income limit affects your USDA eligibility. By the end of this flight plan, you’ll have the expert coordinates needed to choose a loan that offers maximum lift for your West Michigan home journey.