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2023 Calendar of Educational Events for Realtors

Each year we try and bring relevant education topics to real estate professions.   These topics are designed for agents at any level.  Regardless if you are a rookie agent or seasoned veteran there is always more to learn.  In this forever shifting real estate market we are here to help you level up your game! ... Read More

November Lunch and Learn / Webinar: Low Down Payment Options For Home Buyers

Money, Money, Money, Money One of the biggest myths out there is that you need a bunch of money to buy a house.  That's simply not true.  There are a number of No and Low down payment options for home buyers.  On top of that you don't have to be a first time home buyer... Read More

October Lunch and Learn / Webinar: The Ins & Outs of Appraisals

Appraisals - Its complicated When we start talking appraisals it can get confusing.  As lenders, we learn what's important for getting the loan closed.  Realtors put their market analysis hat on when they think about them.  Neither is correct.  Look at it this way, an appraiser is in a profession in and of it's self. ... Read More

September 2022 Lunch & Learn / Webinar: Financing Manufactured Home

Buying and Financing Double and Singlewide Manufactured Homes Manufactured homes the black sheep of the real estate industry.  These are often referred to as singlewides, doublewides, trailers, etc. . . in a nut shell these homes are built in a factory, issued a title, then delivered to a property where they are set on a... Read More

August 2022 Lunch & Learn / Webinar: Renovation Financing

Got Repairs?  Renovation Financing for FHA, RD, VA, & Conventional We LOVE reno loans!!!   Seriously most lenders run from houses in need of repairs.   We embrace them.    Over the last few years the number of renovation loans we have done has grown dramatically.  Given the state of the market we have been using these... Read More

Buying and Financing Rental Property 2022 Event

July 2022 Lunch & Learn Event and Webinar for Realtors and Investors Working with home buyers searching for a new primary residence is a totally different game compared to working with investors and rental property.  Sure, there are similarities, but what want-to-be home owners care about is different than what an investor cares about.  Frankly,... Read More

June Lunch & Learn & Webinar: Property Taxes

June 2022 Lunch & Learn Event and Webinar Property taxes. . .   seems like a very basic topic for a webinar.  The fact of the matter is home buyers are facing huge potential property tax increases on the homes they are purchasing right now.  This is due to the surge in home values.  Current home... Read More

Down Payment Assistance: An In Depth Look At The MSHDA Programs

May 2022 Lunch & Learn Event and Webinar What is MSHDA? MSHDA stands for Michigan State Housing Development Authority.    MSHDA's Homeownership division provides a number of different assistance programs for homebuyers.  MSHDA works with both first-time homebuyers and move-up buyers. Loan Programs Covered Here is a list of loan programs we will discuss.  During... Read More

Refinancing A MSHDA Loan

Can you refinance your MSHDA loan? We work with a lot of home buyers.  As time goes on things change in there lives and they often call in looking to refinance the original mortgage we did.  The question often comes up, can they refinance the MSHDA loan?  The simple answer is yes.  But lets take... Read More

Home Buyer Options

April 2022 Lunch & Learn Event As a Realtor, have you ever wondered why buyers fit into one program vs another? Every home buyers scenario is different.  When first meeting with a buyer we take a deep dive into there personal financial information.  The personal financial information is going to determine our limits for the... Read More