MSHDA Lunch and Learn

Amerifirst Home Mortgage is hosting an event Tuesday August 15th 2017 at the Greater Kalamazoo Association of Realtors.  Nancy baker from MSHDA will be presenting information on MSHDA loan limits, down payment assistants, home buyer education, and so much more.  Hope to see all the Kalamazoo Area Realtors there! View PDF for more info!... Read More

$100 Down FHA Financing!

Great News! Effective Oct. 1, 2016 HUD homes financed with FHA-insured financing are eligible to be purchased with only $100 down. This sales incentive is for properties in Michigan and Ohio. You can get a list of HUD homes for sale in your area at HudHomeStore.com or give me a jingle and I will hook... Read More

Kalamazoo Community Coming Together

This is a heart touching story of a number of local businesses including Amerifirst Home Mortgage coming together to help some of my buyers. It was wonderful to be involved with this project and the family certainly deserved everything that was given to them.... Read More

GKAR Lender Panel Discussion 2016

January 21st at the Greater Kalamazoo Association of Realtors, come check out our lender panel discussion.  This is a great opportunity for real estate agents to learn more about TRID, recent FHA changes, and more.  Breakfast is at 8:30 am followed by a 9:00 am program.... Read More

USDA Rural Development – Zero Down!

With the USDA Rural Development option, you can borrow 100% of the appraised value. This means you don't need to come up with the down payment. In fact, you can actually borrow 2% more than the appraised value, and use the extra to make some light repairs or home improvements. The main requirement for a... Read More

Lender Panel Discussion – Follow Up

This event was held at The Greater Kalamazoo Association of Realtors on May 21st, 2015 Moderator:  Jeremy Drobeck, Amerifirst Home Mortgage Panelists: John Denny, Northpointe Bank Scott Cowherd, Kalamazoo Mortgage Steven Woloszyk, PrimeLending, A PlainsCapital Company Attendees learned about underwriting concerns, tools & tips for credit integrated disclosures coming Aug. 1st, red flag items, and... Read More

August Changes – TRID

Big scary changes coming in August 2015 to the real estate industry - NOT! - What is TRID? Did you hear?  TILA RESPA Integrated Disclosure Rule or TRID will be here August 2015.  There are some different in's and outs to the rule but the jist of it is that disclosure of figures has to... Read More

Lender Panel Discussion

This event is going to be a ton of fun and great opportunity for real estate agents to bombard lenders with questions. Location Greater Kalamazoo Association of Realtors When: May 21st, 2015 Time: 8:30 - 10:00 Catered made to order omelets @ 8:30 - - Presentation @ 9:00 am Moderator:  Jeremy Drobeck, Amerifirst Home Mortgage... Read More

FHA vs 3% down Conventional

Great News! I love saying that because it seems over the last five or six years everything's been, heads up this bad thing is happening.  Not this time, there are two changes that are great news for the housing market.  Conventional 3% down is back & FHA has reduced there monthly mortgage insurance!  Let me... Read More

Rural Development Guideline Changes

So maybe you heard rumblings of something happening at RD.  Well there certainly are changes being made.  Some positive some not so great.  First off lets talk about timing.  RD is not out of money, for the last week of November they are not accepting application, but that's not so bad, they anticipate being caught... Read More

Latest Blog Post

Home Renovation Loan Process

Since COVID hit, the housing market has been crazy!  With housing in high demand, the competition is getting tough out there.  Buyers are looking for alternative ways to buy a home and many have turned to renovation financing.  In fact, our renovation volume has tripled so far in 2021.  There are a number of reasons for this, but essentially, home renovation loans offer a number of advantages for want-to-be home buyers.

Here are some of the reasons more and more buyers are utilizing these loan programs:

Renovation Loan Advantages
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