USDA Rural Development Expands Loan Eligibility to Existing Manufactured Homes
Great News! Home buyers looking to purchase a manufactured home can now do so using the USDA Rural Development program. That means buyers can take advantage of zero down financing and low mortgage insurance rates when the purchase a manufactured home. This is huge for the more rural communities in Michigan were there are many... Read More
2018 Real Life Property Tax Appeal – Michigan
Its that time of year! Property tax assessment notices are arriving in homeowners mailboxes all over Michigan. This is your once a year opportunity to appeal your property taxes and potentially save a lot of money. The appeal process can be overwhelming for homeowners so I wanted to break it down and give a real... Read More
Restoring History with an FHA 203k Renovation Mortgage
This is a story of a home owner who purchased a home with extensive fire damage. They brought this 1870's historic home back to life using a FHA 203k Renovation mortgage to complete all the needed repairs and more. A piece of Kalamazoo, Michigan's history has been restored!... Read More
Manufactured Home Loan Programs
Great news! It keeps getting easier and easier to finance manufactured homes. Here are four possible ways to finance manufactured homes! The basic programs that will work for manufactured homes are: FHA - 3.5% down FHA 203k Renovation - 3.5% down VA - 0 Down Conventional - 5% down Rural Development - 0 Down MSHDA... Read More
MSHDA Lunch and Learn
Amerifirst Home Mortgage is hosting an event Tuesday August 15th 2017 at the Greater Kalamazoo Association of Realtors. Nancy baker from MSHDA will be presenting information on MSHDA loan limits, down payment assistants, home buyer education, and so much more. Hope to see all the Kalamazoo Area Realtors there! View PDF for more info!... Read More
$100 Down FHA Financing!
Great News! Effective Oct. 1, 2016 HUD homes financed with FHA-insured financing are eligible to be purchased with only $100 down. This sales incentive is for properties in Michigan and Ohio. You can get a list of HUD homes for sale in your area at HudHomeStore.com or give me a jingle and I will hook... Read More
Kalamazoo Community Coming Together
This is a heart touching story of a number of local businesses including Amerifirst Home Mortgage coming together to help some of my buyers. It was wonderful to be involved with this project and the family certainly deserved everything that was given to them.... Read More
GKAR Lender Panel Discussion 2016
January 21st at the Greater Kalamazoo Association of Realtors, come check out our lender panel discussion. This is a great opportunity for real estate agents to learn more about TRID, recent FHA changes, and more. Breakfast is at 8:30 am followed by a 9:00 am program.... Read More
USDA Rural Development – Zero Down!
With the USDA Rural Development option, you can borrow 100% of the appraised value. This means you don't need to come up with the down payment. In fact, you can actually borrow 2% more than the appraised value, and use the extra to make some light repairs or home improvements. The main requirement for a... Read More
Lender Panel Discussion – Follow Up
This event was held at The Greater Kalamazoo Association of Realtors on May 21st, 2015 Moderator: Jeremy Drobeck, Amerifirst Home Mortgage Panelists: John Denny, Northpointe Bank Scott Cowherd, Kalamazoo Mortgage Steven Woloszyk, PrimeLending, A PlainsCapital Company Attendees learned about underwriting concerns, tools & tips for credit integrated disclosures coming Aug. 1st, red flag items, and... Read More
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March Lunch and Learn: Meet The Underwriters
*** Sorry had to change location again due to the Louis trying to mess with our preset dates and costs (plus the Moose was giving me the stink eye when I was speaking). We moved to the Oshtemo Community Center right around the corner from our office and were able to go back to our normal noon start time. ***