Manufactured Home Loan Programs

Great news!  It keeps getting easier and easier to finance manufactured homes.  Here are four possible ways to finance manufactured homes!  The basic programs that will work for manufactured homes are:

  • FHA – 3.5% down
  • FHA 203k Renovation – 3.5% down
  • VA – 0 Down
  • Conventional – 10% down
  • Rural Development – 0 Down

Some other things that are a little different with manufactured homes:

  • Doublewides only
  • Structural inspection needed
  • Must be on Permanent foundation
  • Affidavit of affixture required

Generally looking for a 630 score or higher, a small savings, good rental history, etc…

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