Shop Talk – Webinar Series For Realtors
WOOOHOOO! I’m so happy to hear Realtors are back to work!!! Do you miss our Lunch & Learn events?
Well, so do we and with the current situation, communication with you, our business associate, has never been more important.
That is why we would like to introduce you to SHOP TALK!
Please join us on Wednesday mornings at 10:00am this exciting webinar series. Where we will bring you an informative topic with a presentation and an opportunity for Q & A.
I was going to run this event until the Realtor stay at home order was lifted. But I heard so many rumors last week about lending guidelines changing I wanted to dispel some of the rumors out there. So we are going to have Shop Talk again this week.
May 13th – Property Taxes: Learn how to calculate property taxes. Need a refresher? Want to learn how property taxes actually work? This is more than how to look them up on BS&A, this is a short class on what BS&A is actually telling you and how the taxes will adjust after the sale. This topic is super important right now because in many cases property taxes are adjusting up on buyers after the sale. When the buyer gets an unexpected love letter from their lender jacking the payment up 50, 100, 150, even 200 a month its a BIG deal. Learn the why behind these adjustments and how to estimate how much taxes will be adjusting.
Register in advance for this meeting:
https://zoom.us/meeting/register/uZ0ucu-upzotRI1_J8e_zWjQ59kGlhNJ2w
After registering, you will receive a confirmation email containing information about joining the meeting.
Like the Lunch and Learn events, we hope to provide you with the great information you have come to expect.
So, next Wednesday, grab a cup of coffee and join in!
If you have any questions send us an email to jdrobeck@amerifirst.com or drop us a call 269-488-9494. See you Wednesday morning for some shop talk!
Latest Blog Post
Conventional vs USDA Loan Michigan: Your 2026 Mortgage Flight Plan
The “obvious” choice for your mortgage might actually be the most expensive path if you don’t account for the unique terrain of the West Michigan housing market. While you might assume a massive down payment is the only way to avoid financial turbulence, comparing a Conventional vs USDA Loan Michigan reveals that the right flight plan often involves much less upfront cash than expected.
We understand that staring at a map of geographic eligibility or weighing monthly mortgage insurance costs can feel like flying through heavy fog. It’s frustrating when you’re ready to move but feel grounded by confusing requirements. This guide will help you compare these options with the precision of a seasoned navigator. You’ll learn how to identify if your dream neighborhood is USDA-eligible, how the 2026 loan limit of $832,750 impacts your Conventional path, and how the $119,850 income limit affects your USDA eligibility. By the end of this flight plan, you’ll have the expert coordinates needed to choose a loan that offers maximum lift for your West Michigan home journey.