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March Lunch & Learn / Webinar: Understanding P&L’s

Understanding Profit & Loss Statements for Realtors As a Realtor you are running your own business.  You have income coming in and expenses going out.  The profit and loss statement is where the rubber meets the road.  Are you you making money?  Just because you got a check from your broker doesn't mean you made... Read More

February Education Series for Realtors: All Things Interest Rate

Rates:  How they work. What affects them. How to sell using rates in today's market. Rates have been a hot topic for the last few years.  As they plummeted into the low 3's when COVID hit and then essentially double in 2022 when the country experienced huge inflation numbers.  This will not be a boring... Read More

January Educational Series For Realtors: Why I Joined Treadstone?

Who Is Treadstone?  Why I Made The Move? In our first educational event of the year we are just going to talk about the elephant in the room!  After 13 years at Amerifirst I made a move to Treadstone Funding.  Huge change I know.   But with change comes opportunity.  For those of you that know... Read More

My New Home – Treadstone Funding!

If you haven’t already heard, I’ve made a really exciting move in my professional career this week (12/15/2022)!  After 13 years with Amerifirst Home Mortgage it was time to move on.   I have partnered with one of the most respected mortgage companies in the industry, Treadstone Funding. Treadstone was founded by two best friends out... Read More

2023 Calendar of Educational Events for Realtors

Each year we try and bring relevant education topics to real estate professions.   These topics are designed for agents at any level.  Regardless if you are a rookie agent or seasoned veteran there is always more to learn.  In this forever shifting real estate market we are here to help you level up your game! ... Read More

November Lunch and Learn / Webinar: Low Down Payment Options For Home Buyers

Money, Money, Money, Money One of the biggest myths out there is that you need a bunch of money to buy a house.  That's simply not true.  There are a number of No and Low down payment options for home buyers.  On top of that you don't have to be a first time home buyer... Read More

October Lunch and Learn / Webinar: The Ins & Outs of Appraisals

Appraisals - Its complicated When we start talking appraisals it can get confusing.  As lenders, we learn what's important for getting the loan closed.  Realtors put their market analysis hat on when they think about them.  Neither is correct.  Look at it this way, an appraiser is in a profession in and of it's self. ... Read More

September 2022 Lunch & Learn / Webinar: Financing Manufactured Home

Buying and Financing Double and Singlewide Manufactured Homes Manufactured homes the black sheep of the real estate industry.  These are often referred to as singlewides, doublewides, trailers, etc. . . in a nut shell these homes are built in a factory, issued a title, then delivered to a property where they are set on a... Read More

August 2022 Lunch & Learn / Webinar: Renovation Financing

Got Repairs?  Renovation Financing for FHA, RD, VA, & Conventional We LOVE reno loans!!!   Seriously most lenders run from houses in need of repairs.   We embrace them.    Over the last few years the number of renovation loans we have done has grown dramatically.  Given the state of the market we have been using these... Read More

Buying and Financing Rental Property 2022 Event

July 2022 Lunch & Learn Event and Webinar for Realtors and Investors Working with home buyers searching for a new primary residence is a totally different game compared to working with investors and rental property.  Sure, there are similarities, but what want-to-be home owners care about is different than what an investor cares about.  Frankly,... Read More

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July Lunch And Learn: Options For Every Home Buyer

OPTIONS FOR EVERY HOME BUYER

AS A REALTOR, HAVE YOU EVER WONDERED WHY BUYERS FIT INTO ONE PROGRAM VS ANOTHER?

Every home buyers scenario is different.  When first meeting with a buyer we take a deep dive into there personal financial information.  The personal financial information is going to determine our limits for the different loan programs.  However, there is much more to it.  When we meet we also go over their wants, dreams, and future goals.  Here are just a handful of questions that then help to determine the loan program.

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