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October Lunch and Learn / Webinar: The Ins & Outs of Appraisals

Appraisals – Its complicated

When we start talking appraisals it can get confusing.  As lenders, we learn what’s important for getting the loan closed.  Realtors put their market analysis hat on when they think about them.  Neither is correct.  Look at it this way, an appraiser is in a profession in and of it’s self.  Appraisers are licensed and trained to look at property values in a pretty specific way.  On top of that the different loan programs all have different “rules” the appraiser must follow.  Then at the end of the day its not a specific formula but a matter of opinion.  That’s why we always tell people we could order 5 appraisals on a property and we would get 5 different sets of results.   During this event we are going to go over many of the things the appraisers look at, how they analyze the property, and some of the different variables that come into play across different loan programs.  If you are looking for a deeper understanding of how appraisers think this is a must attend event.

Hot Topics We Will Cover

Here is a list of some of the things we will cover during the event:

  • Conventional Appraisals
  • FHA & RD Appraisals
  • VA Appraisals
  • Appraiser Required repairs
  • Manufactured Home Appraisals
  • Investment properties
  • Unique properties
  • Low Values
  • The dispute process
  • Tidewater

Come learn from one of the best!  Speaker Jeremy Drobeck was the Number #1 loan officer at Amerifirst in 2021 helping hundreds of home buyers  navigate their way to home and ownership.  Jeremy had over 500 appraisals cross his desk in 2021 alone.  He’s  had to deal with everything from low values, repairs, outright errors, and of course his fair share of value disputes.  He brings a wealth of knowledge on the topic.   If you need help with anything between now and our next event don’t hesitate to reach out.   Can wait to see you there!

Sign Up Today!

LIVE EVENT

Date: October 12th

Time: 12:00 – 1:30

Location: 5830 Venture Park Dr. Kalamazoo, MI 49009

Limited Seating. RSVP required.  Box Lunch will be provided.  Email bmiller@amerifirst.com to reserve your spot!

REGISTER NOW

ZOOM WEBINAR

Date: October 20th

Time: 10:30 – 12:00

Zoom Meeting

 

REGISTER NOW

 

Follow this link for a list up other upcoming events

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Conventional vs USDA Loan Michigan: Your 2026 Mortgage Flight Plan

The “obvious” choice for your mortgage might actually be the most expensive path if you don’t account for the unique terrain of the West Michigan housing market. While you might assume a massive down payment is the only way to avoid financial turbulence, comparing a Conventional vs USDA Loan Michigan reveals that the right flight plan often involves much less upfront cash than expected.

We understand that staring at a map of geographic eligibility or weighing monthly mortgage insurance costs can feel like flying through heavy fog. It’s frustrating when you’re ready to move but feel grounded by confusing requirements. This guide will help you compare these options with the precision of a seasoned navigator. You’ll learn how to identify if your dream neighborhood is USDA-eligible, how the 2026 loan limit of $832,750 impacts your Conventional path, and how the $119,850 income limit affects your USDA eligibility. By the end of this flight plan, you’ll have the expert coordinates needed to choose a loan that offers maximum lift for your West Michigan home journey.

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