Jeremy Drobeck with Treadstone Mortgage has recently been recognized by the State of Michigan as the number one MSHDA loan officer in West Michigan. With years of experience and a dedication to helping his clients achieve their dreams of homeownership, Drobeck has earned a reputation as a trusted and reliable mortgage lender. MSHDA, or the... Read More
The Federal Housing Administration (FHA) recently announced a significant reduction in the annual mortgage insurance premium (MIP) for FHA loans. This reduction means that borrowers who obtain an FHA loan will pay lower MIP rates, resulting in lower monthly payments and more affordable homeownership. The FHA has reduced the MIP rate from 85 basis points... Read More
Buying a new home is an exciting prospect, but it can also be a stressful experience, particularly if you have to sell your current home first. If you are looking to buy a new house but don't want to wait for the sale of your current property, a bridge loan could be the solution you... Read More
Understanding Profit & Loss Statements for Realtors As a Realtor you are running your own business. You have income coming in and expenses going out. The profit and loss statement is where the rubber meets the road. Are you you making money? Just because you got a check from your broker doesn't mean you made... Read More
Rates: How they work. What affects them. How to sell using rates in today's market. Rates have been a hot topic for the last few years. As they plummeted into the low 3's when COVID hit and then essentially double in 2022 when the country experienced huge inflation numbers. This will not be a boring... Read More
Who Is Treadstone? Why I Made The Move? In our first educational event of the year we are just going to talk about the elephant in the room! After 13 years at Amerifirst I made a move to Treadstone Funding. Huge change I know. But with change comes opportunity. For those of you that know... Read More
If you haven’t already heard, I’ve made a really exciting move in my professional career this week (12/15/2022)! After 13 years with Amerifirst Home Mortgage it was time to move on. I have partnered with one of the most respected mortgage companies in the industry, Treadstone Funding. Treadstone was founded by two best friends out... Read More
Each year we try and bring relevant education topics to real estate professions. These topics are designed for agents at any level. Regardless if you are a rookie agent or seasoned veteran there is always more to learn. In this forever shifting real estate market we are here to help you level up your game! ... Read More
Money, Money, Money, Money One of the biggest myths out there is that you need a bunch of money to buy a house. That's simply not true. There are a number of No and Low down payment options for home buyers. On top of that you don't have to be a first time home buyer... Read More
Appraisals - Its complicated When we start talking appraisals it can get confusing. As lenders, we learn what's important for getting the loan closed. Realtors put their market analysis hat on when they think about them. Neither is correct. Look at it this way, an appraiser is in a profession in and of it's self. ... Read More
Exciting news for first-generation homebuyers in Michigan! A new down payment assistance program is set to roll out soon, making the dream of homeownership more attainable than ever. This innovative program aims to help individuals who are the first in their families to purchase a home overcome the significant financial hurdle of a down payment.
Key Details:
While the full details of the program will be released on January 29th, here’s what we know so far:
Visit Jeremy's Blog