What is an escrow account? How do they work?
If you are looking at obtaining a mortgage or already have one, more than likely you will need to deal with an escrow account. It can be difficult to understand the timing and moving piece within the escrow account. Inevitably, if you have an escrow account your mortgage payment will change each year. Understanding how... Read More
Know Your Listing & How It Can Be Financed
March 2022 Lunch & Learn Event Taking On An Outside Of The Box Listing? Working as a real estate agent you are bound to come across some unique properties. Financing for those unique properties can be a challenge. It's best to identify possible problems and come up with a game plan before the listing goes... Read More
2022 Webinar and Live Event Calendar
Each year we try and bring relevant education topics to real estate professions. Below you will find a list of the topics we plan to cover and dates for each. For each topic we are offering a Live event at the Greater Kalamazoo Association of Realtors and a Zoom Webinar on the same topic the... Read More
Renovation Lending Event For Realtors: 2/17/2022
Having Trouble Getting FHA, RD, and VA Offers Accepted? Your Clients Have Options! Do you have Sellers not willing or unable to do repairs? Are your Buyers frustrated with Cash and Conventional only listings? Unsure about accepting renovation financing offers in this sensitive market? Did you know there are Renovation Loans available with FHA, USDA/RD,... Read More
Maximum Loan Limits Increase Nationwide
Most of the loans done in the United States end up with Fannie Mae, Freddie Mac, or The Federal Housing Administration (FHA). All three agencies have Maximum Loan Limits, meaning that regardless of someone's qualification there is a cap on the loan amount. Over the last few days all three announced increases to those limits. ... Read More
Buying and Financing HUD Homes
Simply Put We LOVE Financing HUD Homes! HUD homes are foreclosed homes. They are homes that the previous owner took out a FHA loan and were subsequently foreclosed on. HUD/FHA then takes those homes and resells them. Not only are HUD homes listed for sale on the local MLS but they are also listed for... Read More
Home Renovation Loan Process
Since COVID hit, the housing market has been crazy! With housing in high demand, the competition is getting tough out there. Buyers are looking for alternative ways to buy a home and many have turned to renovation financing. In fact, our renovation volume tripled in 2021. There are a number of reasons for this, but... Read More
Understanding Property Tax Increases
Many home buyers have been facing a very challenging market over the past few years. The current supply of homes on the market just can’t keep up with the huge demand out there. It’s not uncommon for a home to come on the market and be sold in a matter of days after receiving multiple... Read More
Shop Talk – Webinar Series For Realtors
WOOOHOOO! I'm so happy to hear Realtors are back to work!!! Do you miss our Lunch & Learn events? Well, so do we and with the current situation, communication with you, our business associate, has never been more important. That is why we would like to introduce you to SHOP TALK! Please join us on Wednesday... Read More
Your Buyers Are Our Priority
Hey Realtors!!! If you haven’t heard rates are down, way down. . . Refinance transactions are going crazy and lenders are getting back logged. In light of the recent market and the surge in refinance business we have made some changes. Purchase have been and always will be our priority. I've tweaked my systems and changed... Read More
Latest Blog Post
May Lunch and Learn: Sphere Based Marketing
Real Estate Agents: Sharpen Your Sphere with Sphere-Based Marketing!
Feeling the squeeze of a saturated market? Ready to cultivate a loyal network of clients who become your biggest advocates? Then join us for an event diving into the powerful world of Sphere Based Marketing. This approach focuses on leveraging your existing network to generate leads and build lasting client connections. Think of it as nurturing the fertile ground closest to you before venturing further afield.