January Educational Series For Realtors: Why I Joined Treadstone?
Who Is Treadstone? Why I Made The Move? In our first educational event of the year we are just going to talk about the elephant in the room! After 13 years at Amerifirst I made a move to Treadstone Funding. Huge change I know. But with change comes opportunity. For those of you that know... Read More
My New Home – Treadstone Funding!
If you haven’t already heard, I’ve made a really exciting move in my professional career this week (12/15/2022)! After 13 years with Amerifirst Home Mortgage it was time to move on. I have partnered with one of the most respected mortgage companies in the industry, Treadstone Funding. Treadstone was founded by two best friends out... Read More
2023 Calendar of Educational Events for Realtors
Each year we try and bring relevant education topics to real estate professions. These topics are designed for agents at any level. Regardless if you are a rookie agent or seasoned veteran there is always more to learn. In this forever shifting real estate market we are here to help you level up your game! ... Read More
November Lunch and Learn / Webinar: Low Down Payment Options For Home Buyers
Money, Money, Money, Money One of the biggest myths out there is that you need a bunch of money to buy a house. That's simply not true. There are a number of No and Low down payment options for home buyers. On top of that you don't have to be a first time home buyer... Read More
October Lunch and Learn / Webinar: The Ins & Outs of Appraisals
Appraisals - Its complicated When we start talking appraisals it can get confusing. As lenders, we learn what's important for getting the loan closed. Realtors put their market analysis hat on when they think about them. Neither is correct. Look at it this way, an appraiser is in a profession in and of it's self. ... Read More
September 2022 Lunch & Learn / Webinar: Financing Manufactured Home
Buying and Financing Double and Singlewide Manufactured Homes Manufactured homes the black sheep of the real estate industry. These are often referred to as singlewides, doublewides, trailers, etc. . . in a nut shell these homes are built in a factory, issued a title, then delivered to a property where they are set on a... Read More
August 2022 Lunch & Learn / Webinar: Renovation Financing
Got Repairs? Renovation Financing for FHA, RD, VA, & Conventional We LOVE reno loans!!! Seriously most lenders run from houses in need of repairs. We embrace them. Over the last few years the number of renovation loans we have done has grown dramatically. Given the state of the market we have been using these... Read More
Buying and Financing Rental Property 2022 Event
July 2022 Lunch & Learn Event and Webinar for Realtors and Investors Working with home buyers searching for a new primary residence is a totally different game compared to working with investors and rental property. Sure, there are similarities, but what want-to-be home owners care about is different than what an investor cares about. Frankly,... Read More
June Lunch & Learn & Webinar: Property Taxes
June 2022 Lunch & Learn Event and Webinar Property taxes. . . seems like a very basic topic for a webinar. The fact of the matter is home buyers are facing huge potential property tax increases on the homes they are purchasing right now. This is due to the surge in home values. Current home... Read More
Down Payment Assistance: An In Depth Look At The MSHDA Programs
May 2022 Lunch & Learn Event and Webinar What is MSHDA? MSHDA stands for Michigan State Housing Development Authority. MSHDA's Homeownership division provides a number of different assistance programs for homebuyers. MSHDA works with both first-time homebuyers and move-up buyers. Loan Programs Covered Here is a list of loan programs we will discuss. During... Read More
Latest Blog Post
HUD Home Financing Options
Understanding HUD Home Financing Options: A Comprehensive Guide
Buying a home is an exhilarating yet intricate process. For many, the dream of homeownership can seem daunting due to financial constraints. However, the U.S. Department of Housing and Urban Development (HUD) offers various financing options designed to assist individuals in purchasing HUD-owned homes, making the dream of owning a home more achievable. It is important to have a lender that is up to the challenge of navigating HUD home financing.
These properties are foreclosed homes. The previous owner had taken out an FHA mortgage and didn’t make the payments. Subsequently, these homes were foreclosed on. Often, these homes require repairs, and the utilities can’t be turned on. Frankly, HUD (the seller) doesn’t care – the properties are sold as-is, and HUD will not make any repairs to the home. That’s where things can get hairy if the lender is not equipped to navigate the process.
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