May Lunch & Learn/Webinar: Options For Every Home Buyer
Options For Every Home Buyer
As a Realtor, have you ever wondered why buyers fit into one program vs another?
Every home buyers scenario is different. When first meeting with a buyer we take a deep dive into there personal financial information. The personal financial information is going to determine our limits for the different loan programs. However, there is much more to it. When we meet we also go over their wants, dreams, and future goals. Here are just a handful of questions that then help to determine the loan program.
- What’s the credit like? – determines available loan options
- How much income is there? – determines the max in which someone is qualified
- How much debt is there? – determines the max in which someone is qualified
- Is there a house to sell? – Plays into the max and how much money is available for down payment and or debt payoff
- What area do they want to live? – property taxes play a huge role in payment and therefore the max price. Also, certain programs don’t work in certain areas.
- Are they looking for acreage? – can affect loan program options
- Do we need to minimize down payment – affects loan program
- Are there major purchases or job changes on the horizon? – could affect loan program and max purchasing power
- Are there other household members not on the loan? – could affect loan program
The list goes on and on, but a good, a GREAT loan officer isn’t going to just take an order. They will sit down and consult with a new borrower. A GREAT Realtor will do the same. At this event we are going to cover all the different loan programs and the major points to each program. We want to give you some of the tools and knowledge to help you be a GREAT agent!
Loan Programs Covered
Here is a list of loan programs we will discuses. When we go over these programs we will be talking general qualifications, down payment requirements, credit scores, program restrictions, and ways we use each program to solve problems and jump thru hoops.
A key element in becoming a high preforming agent is education and training. We want to help you in your journey so we are offering both a live event and zoom webinar for each of our lunch and learns this year. If you need help with anything between now and our next event don’t hesitate to reach out. Can wait to see you there!
Sign Up Today! |
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LIVE EVENTDate: May 17th Time: 12:00 – 1:30 Location: 5830 Venture Park Dr. Kalamazoo, MI 49009 Limited Seating. RSVP required. Lunch will be provided. Reserve your spot today! |
ZOOM WEBINARDate: May 18th Time: 10:30 – 12:00 Zoom Meeting
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Follow this link for a list up other upcoming events
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Refinance to a 15-Year Mortgage in Michigan: Your 2026 Flight Plan to Debt-Free Homeownership
Would you intentionally hand over an extra six figures in interest just to keep your monthly budget slightly more comfortable? Many homeowners in West Michigan are realizing that the traditional 30-year path feels more like a treadmill than a climb toward true ownership. If you feel like your monthly payments aren’t making a dent in your principal, it’s time to explore how to refinance to 15-year mortgage Michigan options. With 15-year fixed rates in Michigan averaging 6.13% as of late June 2026, the opportunity to stabilize your financial future is here, even with recent market volatility.
It’s natural to feel anxious when your hard-earned money is swallowed by interest turbulence while your retirement date looms closer. We believe your mortgage should be a tool for wealth, not a permanent weight on your shoulders. This guide will show you how a 15-year refinance maneuver can shave a decade off your debt and secure your home equity much faster. We’ll preview current rates in cities like Kalamazoo and Portage, explain the equity requirements for a successful transition, and provide a clear flight plan to reach your destination of debt-free homeownership.