May Lunch & Learn/Webinar: Options For Every Home Buyer
Options For Every Home Buyer As a Realtor, have you ever wondered why buyers fit into one program vs another? Every home buyers scenario is different. When first meeting with a buyer we take a deep dive into there personal financial information. The personal financial information is going to determine our limits for the different... Read More
Buying A HUD Home That Popped Positive For Lead Based Paint
Buying a HUD Home with Lead-Based Paint with an FHA Loan: What You Need to Know If you're in the market for a home and considering a HUD-owned property, there are a few things you should know before making an offer. One of those things is the possibility of lead-based paint in the home. Lead-based... Read More
April lunch & learn / webinar: Re-Starting or Refreshing Your Client Database
Re-Starting or Refreshing Your Client Database The two most important elements of marketing in real estate are the message and the audience. Your audience often referred to as your sphere of influence or SOI is your biggest opportunity when it comes to growing your business. Most agents create one when they first get into sales, but then... Read More
#1 MSHDA Loan Officer in West Michigan
Jeremy Drobeck with Treadstone Mortgage has recently been recognized by the State of Michigan as the number one MSHDA loan officer in West Michigan. With years of experience and a dedication to helping his clients achieve their dreams of homeownership, Drobeck has earned a reputation as a trusted and reliable mortgage lender. MSHDA, or the... Read More
HUD Reduces FHA Mortgage Insurance Premiums
The Federal Housing Administration (FHA) recently announced a significant reduction in the annual mortgage insurance premium (MIP) for FHA loans. This reduction means that borrowers who obtain an FHA loan will pay lower MIP rates, resulting in lower monthly payments and more affordable homeownership. The FHA has reduced the MIP rate from 85 basis points... Read More
What Is A Bridge Loan?
Buying a new home is an exciting prospect, but it can also be a stressful experience, particularly if you have to sell your current home first. If you are looking to buy a new house but don't want to wait for the sale of your current property, a bridge loan could be the solution you... Read More
March Lunch & Learn / Webinar: Understanding P&L’s
Understanding Profit & Loss Statements for Realtors As a Realtor you are running your own business. You have income coming in and expenses going out. The profit and loss statement is where the rubber meets the road. Are you you making money? Just because you got a check from your broker doesn't mean you made... Read More
February Education Series for Realtors: All Things Interest Rate
Rates: How they work. What affects them. How to sell using rates in today's market. Rates have been a hot topic for the last few years. As they plummeted into the low 3's when COVID hit and then essentially double in 2022 when the country experienced huge inflation numbers. This will not be a boring... Read More
January Educational Series For Realtors: Why I Joined Treadstone?
Who Is Treadstone? Why I Made The Move? In our first educational event of the year we are just going to talk about the elephant in the room! After 13 years at Amerifirst I made a move to Treadstone Funding. Huge change I know. But with change comes opportunity. For those of you that know... Read More
My New Home – Treadstone Funding!
If you haven’t already heard, I’ve made a really exciting move in my professional career this week (12/15/2022)! After 13 years with Amerifirst Home Mortgage it was time to move on. I have partnered with one of the most respected mortgage companies in the industry, Treadstone Funding. Treadstone was founded by two best friends out... Read More
Latest Blog Post
HELOC VS. CASH-OUT REFINANCE
HELOC VS. CASH-OUT REFINANCE: HOW TO UNLOCK YOUR KALAMAZOO HOME EQUITY
Do you have substantial equity sitting inside your home in Kalamazoo, Portage, or Texas Township, and want cash to renovate, consolidate debt, or fund a down payment on your next property?
Yesterday, a homeowner visited my office after reviewing their home’s updated market valuation in Portage. Over the past five years, their property gained more than $110,000 in equity. They wanted $45,000 to remodel their kitchen and update their primary bathroom.
Their primary mortgage holds a locked interest rate of 3.25% from a few years back.
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