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My New Home – Treadstone Funding!

If you haven’t already heard, I’ve made a really exciting move in my professional career this week (12/15/2022)!  After 13 years with Amerifirst Home Mortgage it was time to move on.   I have partnered with one of the most respected mortgage companies in the industry, Treadstone Funding.

Treadstone was founded by two best friends out of Grand Rapids, MI. These two guys have been mentors of mine for years. They run an honest, high energy, forward thinking, customer focused mortgage company. Something I am beyond grateful to be a part of now. I will be representing the company’s expansion into the southwest region of Michigan. I am beyond honored and grateful!
This change is really not about me, it’s about YOU. Being a part of Treadstone allows me to completely level up my game. I can now bring more value to you and your clients. You will now see faster than ever closing times, new programs, competitive rates and cutting edge marketing – personalized to you.

The difference will blow your minds!

My phone number has changed! Please save 269-360-7109 as your main contact for my team and me!

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Latest Blog Post

Conventional vs USDA Loan Michigan: Your 2026 Mortgage Flight Plan

The “obvious” choice for your mortgage might actually be the most expensive path if you don’t account for the unique terrain of the West Michigan housing market. While you might assume a massive down payment is the only way to avoid financial turbulence, comparing a Conventional vs USDA Loan Michigan reveals that the right flight plan often involves much less upfront cash than expected.

We understand that staring at a map of geographic eligibility or weighing monthly mortgage insurance costs can feel like flying through heavy fog. It’s frustrating when you’re ready to move but feel grounded by confusing requirements. This guide will help you compare these options with the precision of a seasoned navigator. You’ll learn how to identify if your dream neighborhood is USDA-eligible, how the 2026 loan limit of $832,750 impacts your Conventional path, and how the $119,850 income limit affects your USDA eligibility. By the end of this flight plan, you’ll have the expert coordinates needed to choose a loan that offers maximum lift for your West Michigan home journey.

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