Thinking of Selling?
Thinking of Selling? Hire a Realtor! So we do a handful of loans every year that are FSBO (for sale by owner). I always help the buyers and sellers out with the paperwork & thru the whole process. I always shake my head and wonder why don't these people just hire a Realtor. They think they... Read More
Rural Development Turn Times
When it comes to getting a mortgage timing is everything. "When are we going to close?" is the question we get asked more often than anything else. The Real Estate Agents, buyers, and sellers all need to know when closing is going to occur. One of the biggest challenges with Rural Development financing is closing... Read More
How To Dispute Property Taxes in Michigan part 2 – The Board of review
Last time we talked about why you might dispute your property taxes. Now learn HOW! Step 1 - File with the board of review Form L-4035 Step 2 - Appeal in person if at all possible (you only get a small window each year and will need to set that up in February. Don't miss it)... Read More
Property Taxes: Tax Tribunal part 3
What Do You Do When The Board Of Review Says "NO!"? Here are a couple Pointers: In my experience the Board of Review almost shoots you down, but the appeal process at the State Tax Tribunal has a reasonable non-bias person there to look at your appeal - GO TO the Tax Tribunal! Don't be... Read More
Fighting your property taxes and assessed values
Thinking your paying too much in property taxes? You might be! I look up a lot of property taxes and find that most homes are selling for less than what the local assessors are saying they are worth. Perfect example would be a home I bought for $25,000, the home was NOT a forclosure and... Read More
Need Money To Fix Those Frozen Pipes?
Buuuurrrrrrr! It's Cold outside! With all the cold weather + foreclosures = FROZEN PIPES! We have a program to finance all that work into the loan. Its called our 203k renovation loan. Not only can we finance in busted pipes, but all sorts of things from kitchen remodels, bathrooms, additions, finish basements, etc. . .... Read More
Latest Blog Post
HOW TO GET $10,000 TOWARD YOUR DOWN PAYMENT IN KALAMAZOO
HOW TO GET $10,000 TOWARD YOUR DOWN PAYMENT IN KALAMAZOO: THE MSHDA MI 10K DPA PLAYBOOK!
Are you ready to stop paying your landlord’s mortgage in Kalamazoo or Portage, but saving $10,000 to $15,000 for a down payment and closing costs feels like trying to run through wet cement?
Yesterday morning, a first-time home buyer walked into my office. They hold steady employment at a local healthcare system, maintain clean credit, and pay $1,650 every single month in rent.
Over the weekend, they toured a great starter home listed at $220,000 near Milwood.
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