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Thinking of Selling?

Thinking of Selling? Hire a Realtor!

So we do a handful of loans every year that are FSBO (for sale by owner).  I always help the buyers and sellers out with the paperwork & thru the whole process.  I always shake my head and wonder why don’t these people just hire a Realtor.  They think they are saving a buck or two in commission that’s why.  The agents out there will tell you and I’ve heard it for the last 14 years I’ve been in business, statistically you sell your house for more if you hire a Real Estate Agent.

Case & Point:  On a recent transaction I was involved with the house appraised 45k higher.  If that seller would have used a agent to help price, market, & sell the home they would have sold it for a whole lot more.  Now granted they save them selves from paying a commission, but at what price?

Looking for a good agent?  Give me a call or drop me an email I’ll hook you up with a great one!

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Latest Blog Post

Conventional vs USDA Loan Michigan: Your 2026 Mortgage Flight Plan

The “obvious” choice for your mortgage might actually be the most expensive path if you don’t account for the unique terrain of the West Michigan housing market. While you might assume a massive down payment is the only way to avoid financial turbulence, comparing a Conventional vs USDA Loan Michigan reveals that the right flight plan often involves much less upfront cash than expected.

We understand that staring at a map of geographic eligibility or weighing monthly mortgage insurance costs can feel like flying through heavy fog. It’s frustrating when you’re ready to move but feel grounded by confusing requirements. This guide will help you compare these options with the precision of a seasoned navigator. You’ll learn how to identify if your dream neighborhood is USDA-eligible, how the 2026 loan limit of $832,750 impacts your Conventional path, and how the $119,850 income limit affects your USDA eligibility. By the end of this flight plan, you’ll have the expert coordinates needed to choose a loan that offers maximum lift for your West Michigan home journey.

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