Fighting your property taxes and assessed values
Thinking your paying too much in property taxes? You might be! I look up a lot of property taxes and find that most homes are selling for less than what the local assessors are saying they are worth. Perfect example would be a home I bought for $25,000, the home was NOT a forclosure and was on the market for 501 days before I purchased it. Yet the City of Kalamazoo says the property is worth $80,000! If that’s not over assessed I don’t know what is. This next seris of videos is going to walk you thru the process of disputing your property taxes. You only get one shot a year and its coming up here soon at the end of February. In this video I sit down with Alan Jeffries from Century 21 Advance Realty and talk the basics of what home owners need to know. Alan is a Level 3 Assessor in the State of Michigan and has been a licensed real estate agent for years!
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HOW TO PROTECT YOUR MORTGAGE RATE WHEN CLOSING GETS DELAYED
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Are you under contract on a home with an expiring rate lock? Need a rate lock extension?
Yesterday, a buyer called me in a total panic. They locked in their mortgage interest rate 30 days ago while shopping for a home near the Westwood neighborhood. Everything moved along fine until the seller asked to push closing back by ten days to finish clearing out their garage.
The buyer asked me, “Jeremy, if our rate lock expires before we close, will our interest rate jump up? Will our monthly payment go through the roof?”
I told them straight up: “Take a deep breath! An expiring rate lock will not ruin your deal, and you will not lose your low rate!”