Blog
HUD Homes Lunch n’ Learn
We will be putting on a lunch n' learn event at the Greater Kalamazoo Association of Realtors! If you are interested in learning more about HUD Homes and all the unique things that come with them this is a must attend event. Some of the items covered will be: Loan program options Special $100 down... Read More
2016 USDA / Rural Development Changes!
HUGE Announcement!!!! The USDA made some major improvements to the Single Family Housing Guaranteed Loan Program also know as a Rural Development loan. The upfront guarantee fee changed from 2.75% to 1% of the loan amount and the annual fee changed from .5% to .35% of the average scheduled unpaid principal balance for the life... Read More
$100 Down FHA Financing!
Great News! Effective Oct. 1, 2016 HUD homes financed with FHA-insured financing are eligible to be purchased with only $100 down. This sales incentive is for properties in Michigan and Ohio. You can get a list of HUD homes for sale in your area at HudHomeStore.com or give me a jingle and I will hook... Read More
Kalamazoo Community Coming Together
This is a heart touching story of a number of local businesses including Amerifirst Home Mortgage coming together to help some of my buyers. It was wonderful to be involved with this project and the family certainly deserved everything that was given to them.... Read More
Allegan County News Interview
I was recently interviewed by the Allegan County News for an article entitled "FEMA Flood Map Work Might Hit Your Wallet" the article was spot on and went into some great points about home potential changes could affect home owners if there properties were moved into the "Flood Plain". If you a curious how close your property... Read More
WKZO Interview
I recently did a short interview on a local Kalamazoo Radio Station. The interview was with host and long time real estate agent David Howard from Century 21 C. Howard. Some of the questions answered were about low down payment loan program options.... Read More
203k Renovation Mortgage
The FHA 203k home improvement loan is one option for today's home buyer. It allows all sorts or repairs and upgrades to be financed into the mortgage. Best of all it keeps the down payment low. Many Kalamazoo area home buyers have taken advantage of this program and used it to fix up outdated properties. We also... Read More
Renovation Mortgage 101 For Realtors In Kalamazoo
Real estate agents and licensed Realtors® in the greater Kalamazoo area can earn continuing education credits while learning about a great financing option for home buyers. Today's housing market is full of fixer uppers, bank-owned (and vacant) homes and other problem-listings. The FHA 203k home improvement loan is one option for today's home buyer. Thursday, February 25th, 2016 real... Read More
GKAR Lender Panel Discussion 2016
January 21st at the Greater Kalamazoo Association of Realtors, come check out our lender panel discussion. This is a great opportunity for real estate agents to learn more about TRID, recent FHA changes, and more. Breakfast is at 8:30 am followed by a 9:00 am program.... Read More
Remodeling Impact Report
The National Association of Realtors recently published the 2015 Remodeling Impact Report its definitely worth looking at. The report ranks projects likely to increase value. Kitchen Renovation Bathroom Renovation New Master Suite New Wood Flooring Etc (see report) The report goes into a lot of detail including estimated costs and how much the value is increased. ... Read More
Latest Blog Post
SELLER CONCESSIONS VS. PRICE REDUCTION
SELLER CONCESSIONS VS. PRICE REDUCTION: WHICH SAVES YOU MORE CASH IN KALAMAZOO?
Are you preparing an offer on a home in Kalamazoo, Portage, or Texas Township and trying to get the best financial deal from the seller?
Yesterday, a move-up buyer walked into my office after touring a spotless four-bedroom colonial near Westnedge Hill. The home listed at $310,000. They wanted to negotiate $10,000 off the deal to make their overall purchase more affordable.
Their immediate thought was to offer $300,000.
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