Blog
The But Loan
I just had to share this But Loan song with you. Created by my coworkers here at Amerifirst Home Mortgage. Enjoy! Oh, and if you would like more information about a But loan, check out this page about renovation lending. It's a great loan program where we can finance all kinds of repairs and remodeling... Read More
Tax Deductions for Home Owners
Jeremy Drobeck of Amerifirst Home Mortgage meets with tax expert Dennis Greenfield to help people learn about some of the benefit's to home ownership. Having the ability to take the mortgage interest deduction can in turn open up a whole bunch of other write-offs. Things such as state & local taxes that were paid, property taxes, charitable... Read More
How To Dispute Property Taxes in Michigan part 2 – The Board of review
Last time we talked about why you might dispute your property taxes. Now learn HOW! Step 1 - File with the board of review Form L-4035 Step 2 - Appeal in person if at all possible (you only get a small window each year and will need to set that up in February. Don't miss it)... Read More
Property Taxes: Tax Tribunal part 3
What Do You Do When The Board Of Review Says "NO!"? Here are a couple Pointers: In my experience the Board of Review almost shoots you down, but the appeal process at the State Tax Tribunal has a reasonable non-bias person there to look at your appeal - GO TO the Tax Tribunal! Don't be... Read More
Fighting your property taxes and assessed values
Thinking your paying too much in property taxes? You might be! I look up a lot of property taxes and find that most homes are selling for less than what the local assessors are saying they are worth. Perfect example would be a home I bought for $25,000, the home was NOT a forclosure and... Read More
Need Money To Fix Those Frozen Pipes?
Buuuurrrrrrr! It's Cold outside! With all the cold weather + foreclosures = FROZEN PIPES! We have a program to finance all that work into the loan. Its called our 203k renovation loan. Not only can we finance in busted pipes, but all sorts of things from kitchen remodels, bathrooms, additions, finish basements, etc. . .... Read More
RPOA Annual Conference & Expo
I wanted to share this info with you. If your a Real Estate Agent, Landlord, or even thinking of buying a rental property this would be a great place to go and learn! Realtors buy the way you can pick up some free con ed, in fact anyone who signs up prior to 2/1/2012 will... Read More
Happy Holidays !!!
I wanted to wish all our past customers, Realtor & builder partners a very happy holiday season. I really appreciate your business and support this past year. I am looking forward to this ever changing market and another successful year in 2012. Check out the video staring Kalamazoo Mortgage Advisor Jeremy Drobeck and Loan Processor... Read More
Latest Blog Post
Getting a Mortgage with Student Loan Debt in Michigan: Your 2026 Flight Plan
What if your student loan balance wasn’t an anchor holding you back, but simply a coordinate on your flight plan toward a new front door? Many aspiring homeowners believe that getting a mortgage with student loan debt in Michigan is impossible, especially with the average federal balance hovering around $38,375 in 2026. It’s natural to feel anxious when big banks focus solely on your debt-to-income ratio, often ignoring the reality of your financial potential and your career trajectory.
We understand that the path to homeownership in Kalamazoo or Portage can feel turbulent when you’re managing monthly loan payments alongside rising costs. This guide will show you how to navigate the current lending landscape, where even a $0 income-driven payment can be used to your advantage under specific FHA and Conventional guidelines. You’ll learn how to leverage Michigan-specific assistance programs, like MSHDA’s $10,000 down payment support, to gain the necessary lift for a successful closing. We’re going to break down the precise math lenders use and plot a clear course for you to secure a home loan without the fear of rejection.
Visit Jeremy's Blog