Blog
Lunch & Learn : Financing Investment Properties
Date: March 18, 2020 Time: 12:30pm to 2pm Location: GKAR - Greater Kalamazoo Association of Realtors 5830 Venture Park Drive Kalamazoo, MI 49009 Do you have clients interested in purchasing rental or investment properties? Would you like to have more information for them? Please join us for an informative look at the options available for... Read More
Lunch & Learn : Appraisals – Understanding the Residential Appraisal
We have an event coming up on July 16th 2019 at 12:30 at the Greater Kalamazoo Association of Realtors. Join us for an informative look to better understand the analysis of real property and the residential appraisal process. We will cover things like property condition, required repairs, how to comp properties, and the appraisal... Read More
How To Calculate Accurate Property Taxes
For those of you that attended our January 2019 Lunch and Learn you got a bunch of information about property taxes. How they are calculated, what the assessor looks at, how to dispute them, and so much more. I realized after the event we needed a little property tax math 101, so I made this... Read More
USDA Rural Development Expands Loan Eligibility to Existing Manufactured Homes
Great News! Home buyers looking to purchase a manufactured home can now do so using the USDA Rural Development program. That means buyers can take advantage of zero down financing and low mortgage insurance rates when the purchase a manufactured home. This is huge for the more rural communities in Michigan were there are many... Read More
2018 Real Life Property Tax Appeal – Michigan
Its that time of year! Property tax assessment notices are arriving in homeowners mailboxes all over Michigan. This is your once a year opportunity to appeal your property taxes and potentially save a lot of money. The appeal process can be overwhelming for homeowners so I wanted to break it down and give a real... Read More
Restoring History with an FHA 203k Renovation Mortgage
This is a story of a home owner who purchased a home with extensive fire damage. They brought this 1870's historic home back to life using a FHA 203k Renovation mortgage to complete all the needed repairs and more. A piece of Kalamazoo, Michigan's history has been restored!... Read More
Manufactured Home Loan Programs
Great news! It keeps getting easier and easier to finance manufactured homes. Here are four possible ways to finance manufactured homes! The basic programs that will work for manufactured homes are: FHA - 3.5% down FHA 203k Renovation - 3.5% down VA - 0 Down Conventional - 5% down Rural Development - 0 Down MSHDA... Read More
MSHDA Lunch and Learn
Amerifirst Home Mortgage is hosting an event Tuesday August 15th 2017 at the Greater Kalamazoo Association of Realtors. Nancy baker from MSHDA will be presenting information on MSHDA loan limits, down payment assistants, home buyer education, and so much more. Hope to see all the Kalamazoo Area Realtors there! View PDF for more info!... Read More
We Are Number One !!!!
In celebration of National Homeownership Month the USDA's Acting State Director for Michigan announced the top 10 rural development lenders in Michigan. We are proud to say that again for 2016 Amerifirst Home Mortgage is number one! In fact Amerifirst had a 16% market share for the program in 2016. The second lender on the... Read More
HUD Homes Lunch n’ Learn
We will be putting on a lunch n' learn event at the Greater Kalamazoo Association of Realtors! If you are interested in learning more about HUD Homes and all the unique things that come with them this is a must attend event. Some of the items covered will be: Loan program options Special $100 down... Read More
Latest Blog Post
Low Down Payment Mortgage in Battle Creek MI: Your 2026 Flight Plan to Homeownership
What if the only thing standing between you and a front porch in Battle Creek isn’t a massive savings account, but simply the wrong flight plan? Many prospective buyers believe they need a 20% down payment to clear the runway. With the median home price in Battle Creek sitting at $167,900 as of June 2026, saving that much cash can feel like trying to achieve lift with an empty fuel tank. It’s natural to feel anxious about high upfront costs or worry that a lower entry point means a higher risk. However, finding a low down payment mortgage Battle Creek MI is about precision engineering; it’s not a gamble with your financial future.
You deserve a clear path to homeownership that doesn’t require decades of saving. This guide will show you how to secure a home in Battle Creek with minimal upfront cash by using expert-led mortgage strategies and local assistance programs that provide the necessary momentum. We’ll preview the specific loan engines available in 2026, debunk common myths about interest rates, and introduce you to the local experts who understand how to navigate this specific regional landscape safely.
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