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City Of Kalamazoo Housing Inspection News

Well the City of Kalamazoo has release there Summer 2013 Newsletter.  Couple interesting things to note. Landlords so be sure to schedual reinspection for renew certificates well in advance to take advantage of the 40 month certificate.  To find out when a certificate expires click this link Property Tax then select city of kalamazoo, then click... Read More

Traffic Jam At Rural Development

USDA Rural Development - RD program backlogged! **** As of 1/16/2014 the backlog is nearly worked thru and turn times are running approx 2 weeks. Just wanted to make sure everyone is aware of the backlog at rural development.  The process for lenders originating RD loans is the following: Lender works up and underwrites file... Read More

Appraiser Nailed You With Required Repairs – No Worries!

With all the foreclosed homes on the market right now required repairs have become very common in the home buying process.  No worries, its just another hurdle and there are a number of ways to get to closing even when the appraisal comes back with required repairs.  All loan programs FHA, VA, Rural Development, &... Read More

203k Renovation Loan – Info For Realtors

This event was brought to GKAR members buy GKAR's education committee and sponsored by Amerifirst Home mortgage.  Great info crammed into an hour and a half event.  We do tons of these 203k renovation loans for our borrowers.  All shorts of repairs such as bathroom updates, kithcen remodels, roofs, windows, electric upgrades, the list is... Read More

FHA Changes Comming April 1st, 2013

Effective April 1st 2013:  FHA borrowers should make sure their lender has the purchase contract and pulls the case number prior to April 1st! Once again FHA has made moves to bolster capital reserves.  Without getting too mush in to the why, lets just say HUD felt that their reserves may dip too low, so... Read More

Buying and Financing HUD Homes

Are you a buyer looking to purchase a HUD home or a Realtor looking so sell a HUD Home?  Eaither way, in this video we explain: how to understand the financing options for puchasing HUD homes how to understand www.hudhomestore.com repairs on hud homes bidding on hud homes Low Down Payment Options and so much more!... Read More

Kalamazoo County Tax Auction

*** This info is still relevant for this years 2014 auction ***  The 2014 Kalamazoo county auction is Aug. 18th. Hundreds of Kalamazoo County properties will hit the market in just a few days. These homes have been foreclosed on by the county for back taxes are are to be sold at Auction on July... Read More

The But Loan

I just had to share this But Loan song with you. Created by my coworkers here at Amerifirst Home Mortgage. Enjoy! Oh, and if you would like more information about a But loan, check out this page about renovation lending. It's a great loan program where we can finance all kinds of repairs and remodeling... Read More

Happy Holidays !!!

I wanted to wish all our past customers, Realtor & builder partners a very happy holiday season. I really appreciate your business and support this past year. I am looking forward to this ever changing market and another successful year in 2012. Check out the video staring Kalamazoo Mortgage Advisor Jeremy Drobeck and Loan Processor... Read More

Latest Blog Post

Serving Those Who Served: Crushing Myths About the VA Loan May Lunch & Learn

STOP FEARING THE VA LOAN. START WINNING MORE DEALS.

Are you still telling your sellers to “be careful” with VA offers?

If you are, you’re likely operating on OUTDATED INFO from 20 years ago. Today, that advice isn’t just wrong—it’s costing your sellers great offers and costing you commissions.

It’s time to stop the “VA Appraisal” ghost stories. Let’s look at the real numbers for 2026:

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