Blog
We didn’t sell your info. The credit bureaus did.
Are you getting bombarded with phone calls after we ran your credit? Over the last year as rates have increases trigger leads have become an increasing problem. We have had customers reporting in that they are receiving 200+ calls and text messages from desperate lenders after we ran their credit. I promise we did not... Read More
Exploring No and Low Down Payment Mortgage Options
Are you dreaming of homeownership but worried about saving up a hefty down payment? Fortunately, there are several mortgage programs designed to make homeownership more accessible, especially for first-time buyers. In this blog post, we'll explore three popular low and no down payment mortgage options: FHA, RD (Rural Development), and conventional loans. FHA Loans: The... Read More
September Lunch and Learn: Sell More Investment Properties
Sell More Investment Properties – Tips from a top investor and real estate pro on maximizing ROI for you or your clients Calling all Realtors that work with investors, own investment properties, and those that want to learn more about the nonowner occupied side of the real estate business. For our September lunch and learn... Read More
Kalamazoo Real Estate: Why It’s a Prime Time to Purchase a Home
Are you contemplating the idea of buying a home in Kalamazoo, Michigan? Well, you're in luck because the current real estate market presents an opportune moment to make your dream of homeownership a reality. As a mortgage loan officer at Treadstone Mortgage in the heart of Kalamazoo, I can attest to the factors that make... Read More
August Lunch and Learn / Webinar for Realtors: Renovation Loans
How Renovation Loans Can Be Your Secret Weapon In A Shifting Market We LOVE reno loans!!! Seriously most lenders run from houses in need of repairs. We embrace them. Over the last few years the number of renovation loans we have done has grown dramatically. Given the state of the market we have been... Read More
July Educational Event For Realtors – Appraisal’s 101 & Beyond
Appraisal's 101 & Beyond Does it often seem like appraisers seem to play by their own set of rules? Do you find yourself periodically signing the appraiser blues? Over the years we have seen all sorts of appraisal related issues cross our desks. Things such as repairs, marketability issues, short appraisals, unique properties, lack of... Read More
How To Buy A HUD Home With $100 Down
Buying a HUD Home: Step-By-Step Guide Purchasing a home is a dream for many, but the financial requirements often act as a significant barrier. However, the U.S. Department of Housing and Urban Development (HUD) offers a unique opportunity for buyers with limited funds through its "$100 down payment program." In this blog article, we will... Read More
Treadstone Mortgage of Kalamazoo
Jeremy Drobeck As a former Marine, Jeremy lives his life by an important code of ethics: lead by example, abide by an uncompromising code of integrity, and respect others. These principles have defined his professional career as a Mortgage Loan Officer and they are the reason he is highly respected by clients and agents alike.... Read More
June Educational Event For Realtors: Tools From the Best
Tools From The Best Does the tight inventory got you singing the blues? Need more buyer and seller leads? Ok that sounds like some internet BS. We arent selling anything here and there's no magic bullet, but we sure do know how to grind. In this lunch and learn / webinar we will share with... Read More
May Lunch & Learn/Webinar: Options For Every Home Buyer
Options For Every Home Buyer As a Realtor, have you ever wondered why buyers fit into one program vs another? Every home buyers scenario is different. When first meeting with a buyer we take a deep dive into there personal financial information. The personal financial information is going to determine our limits for the different... Read More
Latest Blog Post
S.O.S. SAVE OUR SALE
S.O.S. SAVE OUR SALE: WHAT TO DO WHEN YOUR LENDER STALLS WEEKS BEFORE CLOSING!
Did your mortgage lender suddenly go radio silent, request the same bank statement for the fourth time, or drop a last-minute loan denial right before your scheduled closing date?
Yesterday, a panicked real estate agent called my office from Portage. Their buyer had been under contract for three weeks on a home near Milwood. The closing date sat just nine days away.
Out of nowhere, the buyer’s out-of-state call-center lender issued a denial letter. The call-center underwriter miscalculated self-employment write-offs, panicked over an unpermitted porch repair on the appraisal, and threw the entire transaction into the trash can.
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