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Need Your Help Building “The Bar”!

YTD Dollar Amount Of Repairs Completed:  $167,481.10 It seems that now days appraiser required repairs are almost the norm.  Looking back at the loans my team closed so far in 2014 over 40% had one repair or another required by the appraiser.  There is a misnomer out that that conventional financing is some how shielded... Read More

The Lori Moore Show Interview with Mark Jones

Mark Jones President and CoFounder of Amerifirst Home Mortgage does and interview for the Lori Moore Show.  Mark talk about the housing market in 2014 and what it will take to see an uptake of first time buyers in there 20's.... Read More

Mortgage Insurance Comparison

I was going over loan options with a home buyer the other day and realized that we spend a lot of time talking about mortgage insurance and when comparing loan programs for people the cost of the PMI really comes into play.  When I sat down to make this video I was simply going to... Read More

City of Kalamazoo Housing Code Changes

To All The Landlords & Want to be Landlords Out There! Owning rental property in the City of Kalamazoo can be tough.  Trust me I know first hand everything you have to go thru.  Not only do you have all the rigors of being a landlord like tenant screening, repairs, & yes the occasional eviction. ... Read More

Rural Development Turn Times

When it comes to getting a mortgage timing is everything.  "When are we going to close?" is the question we get asked more often than anything else.  The Real Estate Agents, buyers, and sellers all need to know when closing is going to occur.  One of the biggest challenges with Rural Development financing is closing... Read More

Completed Repairs

2014 Dollar Amount Of Repairs Completed:  $179,425.10 It seems that now days appraiser required repairs are almost the norm.  Looking back at the loans my team closed in 2014 over 33% had one repair or another required by the appraiser that couldn't be completed prior to closing.  There is a misnomer out there that conventional... Read More

Homepath Financing Elimination

Fannie Mae has announced the discountinuance of special financing options for properties listed for sale at www.homepath.com.  More specifically the homepath financing and homepath renovation financing products for both home buyers and investors.  In order to take advantage of these programs with the current enhancements there must be a fully executed purchase contract dated on or... Read More

Title Problems With Tax Auction Properties

When it comes to tax foreclosures real estate investor can find some great buys.  However often investors go in blind and don't find out about a major pitfall with tax sales until they go to resell the home.  In a previous post we did about the tax auction we explain the basic process of how to acquire... Read More

RPOA Annual Conference & Expo

I wanted to share this info with you.  If your a Real Estate Agent, Landlord, or even thinking of buying a rental property this would be a great place to go and learn!  Realtors buy the way you can pick up some free con ed, in fact anyone who signs up prior to 2/1/2012 will... Read More

Latest Blog Post

What Is a Rehab Loan? Your 2026 Flight Plan for Kalamazoo Fixer-Uppers

Imagine you just found a charming brick ranch in Portage, but the kitchen is stuck in 1974 and the roof is failing. In a market where houses sell in just 15 days, you don’t have time to hesitate. You might be asking, what is a rehab loan, and how can it help you secure this property before another buyer swoops in? It’s a common struggle in Kalamazoo, where the median sale price hit $211,000 in March 2026. You find a house with potential, but the $30,000 repair bill feels like a weight holding you back from takeoff.

We agree that managing two separate loans for a fixer-upper is a recipe for high-altitude stress. This article will show you how to combine your purchase and renovation costs into one monthly payment to help you land your dream home in West Michigan. We are going to explore the specific 2026 flight plan for FHA 203(k) and conventional renovation tools, giving you the GPS needed to navigate today’s competitive seller’s market with confidence.

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