August Changes – TRID
Big scary changes coming in August 2015 to the real estate industry – NOT! – What is TRID?
Did you hear? TILA RESPA Integrated Disclosure Rule or TRID will be here August 2015. There are some different in’s and outs to the rule but the jist of it is that disclosure of figures has to be done 3 days prior to closing. I’ve heard lots of rumblings that closings are going to be delayed in the industry. Good news our compliance team has been working hard to ensure we are prepared. With the systems we have in place borrowers will be provided with disclosures well in advance to prevent any delay in closing. Check out these videos for more information.
Q&A on TRID
How Will TRID Affect Real Estate Agents
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Refinance to a 15-Year Mortgage in Michigan: Your 2026 Flight Plan to Debt-Free Homeownership
Would you intentionally hand over an extra six figures in interest just to keep your monthly budget slightly more comfortable? Many homeowners in West Michigan are realizing that the traditional 30-year path feels more like a treadmill than a climb toward true ownership. If you feel like your monthly payments aren’t making a dent in your principal, it’s time to explore how to refinance to 15-year mortgage Michigan options. With 15-year fixed rates in Michigan averaging 6.13% as of late June 2026, the opportunity to stabilize your financial future is here, even with recent market volatility.
It’s natural to feel anxious when your hard-earned money is swallowed by interest turbulence while your retirement date looms closer. We believe your mortgage should be a tool for wealth, not a permanent weight on your shoulders. This guide will show you how a 15-year refinance maneuver can shave a decade off your debt and secure your home equity much faster. We’ll preview current rates in cities like Kalamazoo and Portage, explain the equity requirements for a successful transition, and provide a clear flight plan to reach your destination of debt-free homeownership.