August Changes – TRID
Big scary changes coming in August 2015 to the real estate industry – NOT! – What is TRID?
Did you hear? TILA RESPA Integrated Disclosure Rule or TRID will be here August 2015. There are some different in’s and outs to the rule but the jist of it is that disclosure of figures has to be done 3 days prior to closing. I’ve heard lots of rumblings that closings are going to be delayed in the industry. Good news our compliance team has been working hard to ensure we are prepared. With the systems we have in place borrowers will be provided with disclosures well in advance to prevent any delay in closing. Check out these videos for more information.
Q&A on TRID
How Will TRID Affect Real Estate Agents
Latest Blog Post
Conventional vs USDA Loan Michigan: Your 2026 Mortgage Flight Plan
The “obvious” choice for your mortgage might actually be the most expensive path if you don’t account for the unique terrain of the West Michigan housing market. While you might assume a massive down payment is the only way to avoid financial turbulence, comparing a Conventional vs USDA Loan Michigan reveals that the right flight plan often involves much less upfront cash than expected.
We understand that staring at a map of geographic eligibility or weighing monthly mortgage insurance costs can feel like flying through heavy fog. It’s frustrating when you’re ready to move but feel grounded by confusing requirements. This guide will help you compare these options with the precision of a seasoned navigator. You’ll learn how to identify if your dream neighborhood is USDA-eligible, how the 2026 loan limit of $832,750 impacts your Conventional path, and how the $119,850 income limit affects your USDA eligibility. By the end of this flight plan, you’ll have the expert coordinates needed to choose a loan that offers maximum lift for your West Michigan home journey.