Navigating the Shifting Sands: What the July 2025 Stats Mean for the Kalamazoo Real Estate Market
The Kalamazoo real estate market is on the move, and a look at the latest numbers for July 2025 reveals a fascinating shift in dynamics. While the market continues to favor sellers, there are clear signs that it’s becoming more balanced, offering new opportunities for both buyers and sellers. Let's break down the key takeaways... Read More
Unlock Your Investing Potential with Our Fix and Flip Program
For real estate investors looking to capitalize on the lucrative fix and flip market, efficient financing is key. Our Fix and Flip financing program offers a streamlined solution designed to help investors quickly acquire, renovate, and sell properties for profit. A Swift and Simple Process At Treadstone we understand that time is money in real... Read More
The Family Opportunity Mortgage
Unlocking Homeownership: Supporting Loved Ones with the Family Opportunity Mortgage Program For many, the dream of homeownership remains a significant milestone. But what if you could help a close family member achieve that dream, even if they face financial hurdles? The Family Opportunity Mortgage Program, often referred to as the Family Assist Program, is a... Read More
Is That Dream Home in a Flood Zone?
Is That Dream Home in a Flood Zone? How to Use FEMA Maps to Find Out Finding the perfect property can be an exciting journey, but before you fall in love with a place, it's crucial to understand its potential risks. One significant factor to consider is whether the property lies within a designated flood... Read More
2025 MSHDA Income and Sales Price Limits
Important Update: 2025 MSHDA Income and Sales Price Limits - Effective May 1st! Michigan homebuyers, take note! The Michigan State Housing Development Authority (MSHDA) has announced the 2025 MSHDA income and sales price limits for its MI Home Loan and Mortgage Credit Certificate (MCC) programs. These new limits, effective for new registrations as of May... Read More
Unlock Your Dream Home: The Power of VA Renovation Loans
For veterans and active-duty military personnel, the dream of homeownership often comes with unique considerations. Finding the perfect home that meets all your needs and preferences can sometimes feel like a challenge, especially when inventory is tight. But what if you could purchase a home with untapped potential and tailor it to your exact specifications,... Read More
Shifting Tides: Analyzing Recent Trends in the Kalamazoo Real Estate Market
The real estate market is constantly evolving, and understanding current trends is crucial for both buyers and sellers. Let's delve into some recent data to gain insights into the current state of the market. Residential Market: A Slight Slowdown New Listings and Sales: We're seeing a slight dip (-3%) in both new listings and homes... Read More
Breathing New Life into Homes: A Conversation with Jeremy Drobeck and Contractor Ramon Huerta
In our latest video, we sat down with Jeremy Drobeck, a Loan Officer at Treadstone Mortgage, and Ramon Huerta, a local contractor, to discuss the exciting possibilities of renovation financing. We explored how these loans can help homeowners breathe new life into older homes and how the process works. The Power of Renovation Loans Renovation... Read More
Homeownership Special: MSHDA Maximum Sales Price Limit Increase Incoming!!
Exciting news for Michigan homebuyers! The State Senate has passed House Bill 5032, which will significantly increase the maximum sales price limit for MSHDA home loan programs. What Does This Mean? Currently, MSHDA's maximum sales price limit for eligible homes is $224,500. This limit has remained unchanged since 2009, making it increasingly difficult for many... Read More
VA Renovation Loans: A Veteran’s Dream
Are you a veteran looking to purchase a home that needs a little TLC? The VA Renovation Loan program is designed to help you finance both the purchase and renovation costs in a single loan. Why Choose a VA Renovation Loan? Flexible Financing: The VA Renovation Loan offers a streamlined process to finance both the... Read More
Latest Blog Post
S.O.S. SAVE OUR SALE
S.O.S. SAVE OUR SALE: WHAT TO DO WHEN YOUR LENDER STALLS WEEKS BEFORE CLOSING!
Did your mortgage lender suddenly go radio silent, request the same bank statement for the fourth time, or drop a last-minute loan denial right before your scheduled closing date?
Yesterday, a panicked real estate agent called my office from Portage. Their buyer had been under contract for three weeks on a home near Milwood. The closing date sat just nine days away.
Out of nowhere, the buyer’s out-of-state call-center lender issued a denial letter. The call-center underwriter miscalculated self-employment write-offs, panicked over an unpermitted porch repair on the appraisal, and threw the entire transaction into the trash can.
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