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Lender Panel Discussion – Follow Up

This event was held at The Greater Kalamazoo Association of Realtors on May 21st, 2015 Moderator:  Jeremy Drobeck, Amerifirst Home Mortgage Panelists: John Denny, Northpointe Bank Scott Cowherd, Kalamazoo Mortgage Steven Woloszyk, PrimeLending, A PlainsCapital Company Attendees learned about underwriting concerns, tools & tips for credit integrated disclosures coming Aug. 1st, red flag items, and... Read More

August Changes – TRID

Big scary changes coming in August 2015 to the real estate industry - NOT! - What is TRID? Did you hear?  TILA RESPA Integrated Disclosure Rule or TRID will be here August 2015.  There are some different in's and outs to the rule but the jist of it is that disclosure of figures has to... Read More

Lender Panel Discussion

This event is going to be a ton of fun and great opportunity for real estate agents to bombard lenders with questions. Location Greater Kalamazoo Association of Realtors When: May 21st, 2015 Time: 8:30 - 10:00 Catered made to order omelets @ 8:30 - - Presentation @ 9:00 am Moderator:  Jeremy Drobeck, Amerifirst Home Mortgage... Read More

Agent Admin Fees – Rural Development

Update!!!!! If you have seen some of the other information I put out on this in recent month then you know that RD no longer allows Real Estate Agent Admin fees (just like the VA). In the guidelines that had been published RD simply said it’s not an allowable fee.  Good news for agents we... Read More

FHA vs 3% down Conventional

Great News! I love saying that because it seems over the last five or six years everything's been, heads up this bad thing is happening.  Not this time, there are two changes that are great news for the housing market.  Conventional 3% down is back & FHA has reduced there monthly mortgage insurance!  Let me... Read More

Rural Development Guideline Changes

So maybe you heard rumblings of something happening at RD.  Well there certainly are changes being made.  Some positive some not so great.  First off lets talk about timing.  RD is not out of money, for the last week of November they are not accepting application, but that's not so bad, they anticipate being caught... Read More

GKAR Tax Appeal Meeting

On January 22nd at the Greater Kalamazoo Association of REALTORS® will be hosting a presentation by Alan C. Jeffries from Advanced Property Tax Services. Mr. Jeffries will talk about why you would and/or should appeal your property tax, how to appeal and the process involved.  This is sure to be a great event.  I've personally used... Read More

Need Your Help Building “The Bar”!

YTD Dollar Amount Of Repairs Completed:  $167,481.10 It seems that now days appraiser required repairs are almost the norm.  Looking back at the loans my team closed so far in 2014 over 40% had one repair or another required by the appraiser.  There is a misnomer out that that conventional financing is some how shielded... Read More

The Lori Moore Show Interview with Mark Jones

Mark Jones President and CoFounder of Amerifirst Home Mortgage does and interview for the Lori Moore Show.  Mark talk about the housing market in 2014 and what it will take to see an uptake of first time buyers in there 20's.... Read More

Mortgage Insurance Comparison

I was going over loan options with a home buyer the other day and realized that we spend a lot of time talking about mortgage insurance and when comparing loan programs for people the cost of the PMI really comes into play.  When I sat down to make this video I was simply going to... Read More

Latest Blog Post

July Lunch And Learn: Options For Every Home Buyer

OPTIONS FOR EVERY HOME BUYER

AS A REALTOR, HAVE YOU EVER WONDERED WHY BUYERS FIT INTO ONE PROGRAM VS ANOTHER?

Every home buyers scenario is different.  When first meeting with a buyer we take a deep dive into there personal financial information.  The personal financial information is going to determine our limits for the different loan programs.  However, there is much more to it.  When we meet we also go over their wants, dreams, and future goals.  Here are just a handful of questions that then help to determine the loan program.

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