With all the foreclosed homes on the market right now required repairs have become very common in the home buying process. No worries, its just another hurdle and there are a number of ways to get to closing even when the appraisal comes back with required repairs. All loan programs FHA, VA, Rural Development, & even conventional loans have the possibility of repairs. When the appraiser visits the home they may see health and safety issues they end up requiring be remedy as part of the transaction. This video walk you thru some examples off possible repairs. Below you will also find some down-loadable attachments to help guide you thru the process.
Note: The first half of the video gives examples, the second half explains how to handle the repairs (starting at 5:47)
The “obvious” choice for your mortgage might actually be the most expensive path if you don’t account for the unique terrain of the West Michigan housing market. While you might assume a massive down payment is the only way to avoid financial turbulence, comparing a Conventional vs USDA Loan Michigan reveals that the right flight plan often involves much less upfront cash than expected.
We understand that staring at a map of geographic eligibility or weighing monthly mortgage insurance costs can feel like flying through heavy fog. It’s frustrating when you’re ready to move but feel grounded by confusing requirements. This guide will help you compare these options with the precision of a seasoned navigator. You’ll learn how to identify if your dream neighborhood is USDA-eligible, how the 2026 loan limit of $832,750 impacts your Conventional path, and how the $119,850 income limit affects your USDA eligibility. By the end of this flight plan, you’ll have the expert coordinates needed to choose a loan that offers maximum lift for your West Michigan home journey.