Qualified Mortgage – QM
You may have heard some of the buzz in the news about a qualifed mortgage rule rolling out in the begining of January. I want to try and dispell some of the rumors because the media as always makes this sound like a big deal. The fact is Lenders are already doing this and its business as usual. QM requires lenderst to do things like verify income & assest. Bascially QM is 10 year late and is being put into place to help prevent some of the loans that were being done back in the mid 2000’s. Check out this short video about QM. Also here is a link for Uncle Sam’s FAQ on the topic. QM FAQ
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Stuck Saving For Down Payment?
Are you looking to buy a home in Michigan but feeling stuck trying to save for a down payment?
Huge news just dropped that could put $10,000 in your pocket and unlock your dream home. Effective June 1st, 2026, the Michigan State Housing Development Authority (MSHDA) is officially raising its income limits for down payment assistance programs. Updated Income Limits By County
If you thought you made too much money to get help buying a home, it is time to think again. The rules just changed, and more Michigan families now qualify for a massive boost in purchasing power.
Here is how you can cash in on these new changes this summer.