WHY A LOCAL MORTGAGE LENDER WINS
WHY A LOCAL MORTGAGE LENDER WINS YOUR KALAMAZOO OFFER (WHEN BIG BANKS FAIL!) Did you just start searching for homes in Kalamazoo, Portage, or Texas Township and wonder if grabbing a pre-approval from a big national online lender makes any difference? Yesterday, a buyer visited my office after a seller rejected their full-price offer on... Read More
HOW TO BUY A HOME WITH ZERO DOWN
HOW TO BUY A HOME WITH ZERO DOWN IN KALAMAZOO COUNTY: THE USDA RURAL DEVELOPMENT SECRET! Do you want to buy a home in Southwest Michigan but feel stuck because you do not have $15,000 or $20,000 sitting in a savings account for a down payment? Yesterday, a buyer visited my office after touring a... Read More
The Real Property Numbers: Accounting For Property Taxes
THE REAL NUMBERS: KALAMAZOO VS. PORTAGE VS. TEXAS TOWNSHIP PROPERTY TAXES! Are you comparing homes across Kalamazoo County and wondering why two houses with the exact same price tag carry wildly different monthly payments? Yesterday, a move-up buyer walked into my office after spending the weekend looking at three different $300,000 homes. One home was... Read More
Weekend Coverage 11- 3:00: Get Pre-Approved
KNOW YOUR NUMBERS: OUR 11 TO 3 WEEKEND COVERAGE GETS YOU PRE-APPROVED (AND RUNS PRECISE PAYMENTS ON THE FLY!) Did you just find your dream home while touring open houses in Kalamazoo, Portage, or Texas Township on a Sunday afternoon? Picture this: it is 1:30 PM on a Sunday. You step inside a beautiful ranch... Read More
HOW TO QUALIFY FOR A MORTGAGE WHEN YOU ARE SELF-EMPLOYED
HOW TO QUALIFY FOR A MORTGAGE IN KALAMAZOO WHEN YOU ARE SELF-EMPLOYED (WITHOUT TAX RETURN HEADACHES!) Do you run your own business, work as a 1099 contractor, or own rental properties in Kalamazoo, Portage, or Texas Township? Yesterday, a successful small business owner walked into my office after touring a gorgeous two-story home near Texas... Read More
4 FATAL MORTGAGE MISTAKES THAT CRASH YOUR LOAN BEFORE CLOSING
4 FATAL MORTGAGE MISTAKES THAT CRASH YOUR LOAN BEFORE CLOSING IN KALAMAZOO Did you just sign a winning purchase contract on a home in Kalamazoo, Portage, or Texas Township? Congratulations! Getting your offer accepted feels incredible, but you are not across the finish line yet. Yesterday, a panicked buyer called my office from Portage. Their... Read More
SELLER CONCESSIONS VS. PRICE REDUCTION
SELLER CONCESSIONS VS. PRICE REDUCTION: WHICH SAVES YOU MORE CASH IN KALAMAZOO? Are you preparing an offer on a home in Kalamazoo, Portage, or Texas Township and trying to get the best financial deal from the seller? Yesterday, a move-up buyer walked into my office after touring a spotless four-bedroom colonial near Westnedge Hill. The... Read More
HOW TO WIN A MULTIPLE OFFER BID
bOW TO WIN A MULTIPLE OFFER BID IN KALAMAZOO (WITHOUT WAIVING YOUR HOME INSPECTION!) Are you writing offers on homes in Kalamazoo, Portage, or Oshtemo only to find yourself competing against four or five other eager buyers? Yesterday, a frustrated first-time buyer walked into my office right after losing their third offer near Milwood. Their... Read More
HOW TO USE A CAPPED APPRAISAL GAP GUARANTEE
HOW TO USE A CAPPED APPRAISAL GAP GUARANTEE IN KALAMAZOO (WITHOUT DRAINING YOUR SAVINGS!) Are you offering above list price to win a home in Kalamazoo, Portage, or Texas Township, but terrified the appraisal will come in low and blow up your financing? Yesterday, a move-up buyer walked into my office right after submitting an... Read More
HOW A 2-1 RATE BUYDOWN DROPS YOUR MORTGAGE PAYMENT
HOW A 2-1 RATE BUYDOWN DROPS YOUR KALAMAZOO MORTGAGE PAYMENT FOR 2 FULL YEARS Are you shopping for a home in Kalamazoo, Portage, or Texas Township, but today's mortgage interest rates make your monthly payment feel tight? Yesterday, a buyer visited our office after touring a gorgeous two-story home near Texas Corners. They loved the... Read More
Latest Blog Post
HOW TO GET $10,000 TOWARD YOUR DOWN PAYMENT IN KALAMAZOO
HOW TO GET $10,000 TOWARD YOUR DOWN PAYMENT IN KALAMAZOO: THE MSHDA MI 10K DPA PLAYBOOK!
Are you ready to stop paying your landlord’s mortgage in Kalamazoo or Portage, but saving $10,000 to $15,000 for a down payment and closing costs feels like trying to run through wet cement?
Yesterday morning, a first-time home buyer walked into my office. They hold steady employment at a local healthcare system, maintain clean credit, and pay $1,650 every single month in rent.
Over the weekend, they toured a great starter home listed at $220,000 near Milwood.
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