Pest Inspections
Pest inspections are an important part of the process for the first time home buyer. Steve Filkins with Filk Pest Control joins me Amerifirst Home Mortgage specialist Jeremy Drobeck to take a look at the pest inspection process. We look specifically at wood destroying insects like carpenter ants and termites, and how they destroy homes. I always highly recommend having a pest inspection done as part of the home buying process it can save you a ton of money. For example, the home in this video was a rental property I was personally purchasing. I had Filk Pest Control do a pest inspection on the home prior to me purchasing it. Sure enough they found both carpenter Ants and Termites at a cost of well over $1,000 having not done the inspection could have cost me big time. Instead I was able to renegotiate the price and obtained a HUGE price reduction. The $50 pest inspection save me thousands of dollars!
Latest Blog Post
Conventional vs USDA Loan Michigan: Your 2026 Mortgage Flight Plan
The “obvious” choice for your mortgage might actually be the most expensive path if you don’t account for the unique terrain of the West Michigan housing market. While you might assume a massive down payment is the only way to avoid financial turbulence, comparing a Conventional vs USDA Loan Michigan reveals that the right flight plan often involves much less upfront cash than expected.
We understand that staring at a map of geographic eligibility or weighing monthly mortgage insurance costs can feel like flying through heavy fog. It’s frustrating when you’re ready to move but feel grounded by confusing requirements. This guide will help you compare these options with the precision of a seasoned navigator. You’ll learn how to identify if your dream neighborhood is USDA-eligible, how the 2026 loan limit of $832,750 impacts your Conventional path, and how the $119,850 income limit affects your USDA eligibility. By the end of this flight plan, you’ll have the expert coordinates needed to choose a loan that offers maximum lift for your West Michigan home journey.
Visit Jeremy's Blog