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Pest Inspections

Pest inspections are an important part of the process for the first time home buyer. Steve Filkins with Filk Pest Control joins me Amerifirst Home Mortgage specialist Jeremy Drobeck to take a look at the pest inspection process. We look specifically at wood destroying insects like carpenter ants and termites, and how they destroy homes. I always highly recommend having a pest inspection done as part of the home buying process it can save you a ton of money. For example, the home in this video was a rental property I was personally purchasing. I had Filk Pest Control do a pest inspection on the home prior to me purchasing it. Sure enough they found both carpenter Ants and Termites at a cost of well over $1,000 having not done the inspection could have cost me big time. Instead I was able to renegotiate the price and obtained a HUGE price reduction. The $50 pest inspection save me thousands of dollars!

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Jumbo vs Conventional Loan

JUMBO LOAN VS. CONVENTIONAL: WHAT KALAMAZOO MOVE-UP BUYERS MUST KNOW

Are you shopping for a luxury executive home or a custom build in Texas Township, Portage, or Richland?

Yesterday, a move-up buyer walked into my office after touring a gorgeous five-bedroom home near Texas Corners. The listing sat well above their previous starter home price point, and they were trying to calculate their down payment strategy.

They asked me, “Jeremy, at what price point does our mortgage switch from a standard Conventional loan into a Jumbo loan? Do Jumbo loans require massive 20% cash down payments?”

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